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<br /> secured hereby shall remain fully effective as if no acceleration had occurred. However,this right to reinstate shall
<br /> not apply in the case of acceleration under Section 17.
<br /> 19. Sale of Note;Change of Loan Servicer;Notice of Grievance. The Note or a partial interest in the Note
<br /> (together with this Security Instrument)can be sold one or more times without prior notice to Borrower. A sale might
<br /> result in a change in the entity(known as the"Loan Servicer")that collects Periodic Payments due under the Note
<br /> and this Security Instrument and performs other mortgage loan servicing obligations under the Note,this Security
<br /> Instrument,and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale
<br /> of the Note. If there is a change of the Loan Servicer,Borrower will be given written notice of the change which will
<br /> state the name and address of the new Loan Servicer,the address to which payments should be made and any other
<br /> information RESPA requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter
<br /> the Loan is serviced by a Loan Servicer other than the purchaser of the Note,the mortgage loan servicing obligations
<br /> to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed
<br /> by the Note purchaser unless otherwise provided by the Note purchaser.
<br /> Neither Borrower nor Lender may commence,join, or be joined to any judicial action(as either an individual
<br /> Iitigant or the member of a class)that arises from the other party's actions pursuant to this Security Instrument or that
<br /> alleges that the other party has breached any provision of,or any duty owed by reason of,this Security Instrument,
<br /> until such Borrower or Lender has notified the other party(with such notice given in compliance with the requirements
<br /> of Section 14)of such alleged breach and afforded the other party hereto a reasonable period alter the giving of such
<br /> notice to take corrective action. If Applicable Law provides a time period which must elapse before certain action
<br /> can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of
<br /> acceleration and opportunity to cure given to Borrower pursuant to Section 21 and the notice of acceleration given
<br /> to Borrower pursuant to Section 17 shall be deemed to satisfy the notice and opportunity to take corrective action
<br /> provisions of this Section 19.
<br /> 20. Hazardous Substances. As used in this Section 20: (a)"Hazardous Substances"are those substances
<br /> defined as toxic or hazardous substances,pollutants, or wastes by Environmental Law and the following substances:
<br /> gasoline,kerosene,other flammable or toxic petroleum products, toxic pesticides and herbicides,volatile solvents,
<br /> materials containing asbestos or formaldehyde,and radioactive materials;(b)"Environmental Law"means federal
<br /> laws and laws of the jurisdiction where the Property is located that relate to health,safety or environmental protection;
<br /> (c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in
<br /> Environmental Law; and(d)an"Environmental Condition" means a condition that can cause, contribute to, or
<br /> otherwise trigger an Environmental Cleanup.
<br /> Borrower shall not cause or permit the presence,use,disposal,storage,or release of any Hazardous Substances.
<br /> or threaten to release any Hazardous Substances,on or in the Property. Borrower shall not do,nor allow anyone else
<br /> to do, anything affecting the Property(a)that is in violation of any Environmental Law, (b)which creates an
<br /> Environmental Condition; or(e)which, due to the presence,use,or release of a Hazardous Substance, creates a
<br /> condition that adversely affects the value of the Property. The preceding two sentences shall not apply to the
<br /> presence,use,or storage on the Property of small quantities of Hazardous Substances that arc generally recognized
<br /> to be appropriate to normal residential uses and to maintenance of the Property(including, but not limited to,
<br /> hazardous substances in consumer products).
<br /> Borrower shall promptly give Lender written notice of(a)any investigation, claim,demand,lawsuit or other
<br /> action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance
<br /> or Environmental Law of which Borrower has actual knowledge,(b)any Environmental Condition,including but not
<br /> Iimited to, any spilling, leaking, discharge,release or threat of release of any Hazardous Substance,and(c)any
<br /> condition caused by the presence,use or release of a Hazardous Substance which adversely affects the value of the
<br /> Property. If Borrower learns,or is notified by any governmental or regulatory authority,or any private party,that
<br /> any removal or other remediation of any Hazardous Substance affecting the Property is necessary,Borrower shall
<br /> promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall create any
<br /> obligation on Lender for an Environmental Cleanup.
<br /> NEBRASKA-Single Family-UNIFORM INSTRUMENT DO 95 ea 00
<br /> MODIFIFD FOR DEPARTMENT OF VETERANS AFFAIRS-MERS www_dounagic.com
<br /> (Rev.1/01) Page 11 of 14
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