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201302517 <br /> 19. APPLICABLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, <br /> except to the extent required by the laws of the jurisdiction where the Property is located, and applicable <br /> federal laws and regulations. <br /> 20. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and <br /> supplement and amend the terms of this Security Instrument. <br /> [Check all applicable boxes] <br /> ❑ Assignment of Leases and Rents ❑ Other <br /> 21. ❑ CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secures an <br /> obligation incurred for the construction of an improvement on the Property. <br /> 22. ❑ ADDITIONAL TERMS. <br /> SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security <br /> Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the <br /> date stated on page 1. _ 6 <br /> (Sig Cure) (Date) (Signature) (Date) <br /> Raymond B Franken Teressa R Franken <br /> ACKNOWLEDGMENT: <br /> STATE OF Nebraska , COUNTY OF Hall } ss. <br /> (Individual) This instrument was acknowledged before me this 18th day of March 2013 <br /> by Raymond B Franken and Teressa R Franken <br /> My commission expires: October 21, 2014 �r��i / b l'�^ <br /> J c� (Notary Public)) <br /> GENERAL NOTARY-State of Nebraska Wanda Winder <br /> WANDA K.WINDER <br /> ' Nty Comm.Exp.Oct.21,2014 <br /> Security Instrument-Open-End-Consumer-NE OCP-REDT-NE 7/2/2011 <br /> VMP®Bankers Systems'. VMP-C465(NE) (11071.00 <br /> Wolters Kluwer Financial Services 01994,2011 Page 6 of 6 <br />