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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />g/7//3- <br />CLARICE A SHAW Date <br />Seal <br />Acknowledgment <br />State of Nebraska <br />County of Hall <br />This instrument was acknowledged before me on <br />otary <br />My commission expires: <br />(Seal) <br />CR1)..4r- ce- A a- NeK uJ <br />—11 t 5 <br />GENERAL NOT ARY - State Nebraska <br />M J. ORMSBY <br />My Comm. Exp. Sept 11, 2016 <br />1304685455 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT F rm 30281/01 <br />VMP® 03/11 <br />Wolters Kluwer Financial Services 201303064.0.0.0.4002- J20110929Y Initials • Page 16 of 16 <br />i <br />1111 <br />-D <br />by <br />201302458 <br />