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WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308 - 382 -2900 <br />DEFINITIONS <br />IDS. Inc. <br />nit <br />Z Cif <br />A <br />M <br />1 <br />DEED OF TRUST <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 12 <br />s <br />r <br />r <br />C) <br />G <br />r i <br />r <br />[Space Above This Line For Recording Data] <br />CP Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated March 22, 2013, together with all Riders to this <br />document. <br />Inn (B) "Borrower" is Blake J Schwartz and Elisabeth R Schwartz, husband and wife. Borrower is the trustor under this <br />�-1 Security Instrument. <br />frl (C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />r under this Security Instrument. <br />(D) "Trustee" is Exchange Bank. <br />C) Trustee's address is 1204 Allen Drive, PO Box 5793, Grand Island, Hall County NEBRASKA 68802. <br />rn <br />y (E) "Note" means the promissory note signed by Borrower and dated March 22, 2013. The Note states that Borrower <br />owes Lender TWO HUNDRED SIXTY-SEVEN THOUSAND SEVEN HUNDRED FIFTY AND NO /100 Dollars <br />(U.S. $267,750.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the <br />debt in full not later than April 1, 2014. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />Fo 3028 1/01 <br />Borrower(s) Initia L !/— <br />ry 6 .0 0 <br />