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19. PROPERTY AND LIABILITY INSURANCE 27 <br />20. CONDEMNATION 30 <br />21. TRANSFERS OF THE MORTGAGED PROPERTY OR <br />INTERESTS IN BORROWER 31 <br />22. EVENTS OF DEFAULT 31 <br />23. REMEDIES CUMULATIVE 32 <br />24. FORBEARANCE 33 <br />25. LOAN CHARGES 33 <br />26. WAIVER OF STATUTE OF LIMITATIONS 34 <br />27. WAIVER OF MARSHALLING 34 <br />28. FURTHER ASSURANCES 34 <br />29. ESTOPPEL CERTIFICATE 34 <br />30. GOVERNING LAW; CONSENT TO JURISDICTION AND <br />VENUE 35 <br />31. NOTICE 35 <br />32. SALE OF NOTE; CHANGE IN SERVICER 36 <br />33. SINGLE ASSET BORROWER 36 <br />34. SUCCESSORS AND ASSIGNS BOUND 37 <br />35. JOINT AND SEVERAL LIABILITY 37 <br />36. RELATIONSHIP OF PARTIES; NO THIRD PARTY <br />BENEFICIARY 37 <br />37. SEVERABILITY; AMENDMENTS 38 <br />38. RULES OF CONSTRUCTION 38 <br />39. LOAN SERVICING 38 <br />40. DISCLOSURE OF INFORMATION 38 <br />Previous editions are obsolete <br />201302389 <br />HUD MF Security Instrument HUD- 94000M (Rev.11/12) <br />