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<br />FORM H
<br />NEBRASKA INVESTMENT FINANCE AUTHORITY
<br />HOME BUYER ASSISTANCE (HBA) ADVANTAGE PROGRAM
<br />NEBRASKA
<br />SECOND DEED OF TRUST
<br />This Second Deed of Trust (this "Second Deed of Trust "), is made as of March 22 , 201 3 , by and
<br />among Darin L Chaon, an unmarried individual
<br />( "Borrower ", hereinafter referred to as "Trustor "), whose mailing address is
<br />1040 Sherman Ave, Grand Island, NE 68803 ; U.S. Bank Trust, National Association,
<br />( "Trustee "), whose mailing address is 111 S.W. Fifth Avenue, Portland, Oregon 97204, and Nebraska Investment Finance
<br />Authority ( "Beneficiary "), whose mailing address is 200 Commerce Court, 1230 O Street, Lincoln, Nebraska 68508 -1402.
<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to Trustee, IN TRUST,
<br />WITH POWER OF SALE, for the benefit and security of Beneficiary, under and subject to the terms and conditions of this
<br />Second Deed of Trust, the real property, legally described as follows (the "Property"):
<br />Lot Five (5) and the northerly Nineteen Feet (19') of Lot Four (4), Block Eleven (11) in West Park Addition to the City
<br />of Grand Island, Hall County, Nebraska
<br />[Legal Description]
<br />TOGETHER WITH, all rents, profits, royalties, income and other benefits derived from the Property (collectively, the
<br />"rents "), all leases or subleases covering the Property or any portion thereof now or hereafter existing or entered into, and all
<br />right, title and interest of Trustor thereunder, all right, title and interest of Trustor in and to any greater estate in the Property
<br />owned or hereafter acquired, all interests, estate or other claims, both in law and in equity, which Trustor now has or may
<br />hereafter acquire in the Property, all easements, rights -of -way, tenements, hereditaments and appurtenances thereof and thereto,
<br />all water rights, all right, title and interest of Trustor, now owned or hereafter acquired, in and to any land, lying within the
<br />right -of -way of any street or highway adjoining the Property, and any and all alleys and strips and gores of land adjacent to or
<br />used in connection with the Property, and any and all buildings, fixtures and improvements now or hereafter erected thereon (the
<br />"Improvements "), and all the estate, interest, right, title or any claim or demand which Trustor now has or may hereafter acquire
<br />in the Property, and any and all awards made for the taking by eminent domain, or by any proceeding or purchase in lieu thereof,
<br />of the whole or any part of the Trust Estate, including without limitation any awards resulting from a change of grade of streets
<br />and awards for severance damages.
<br />The Property and the entire estate and interest conveyed to the Trustee are referred to collectively as the "Trust Estate ".
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