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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />(Seal) <br />Darin L Chaon - Borrower <br />(Seal) <br />- Borrow er <br />(Seal) <br />- Borrow er <br />(Seal) <br />- Borrow er <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />FHA Deed of Trust -NE <br />VMP ® <br />Wolters Kluw er Financial Services <br />201302350 <br />24003986 <br />4/96 <br />VMP4R(NE) (1109) <br />Page 9 of 10 <br />