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201302315 (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of or default on, the Loan. (0) "Periodic Payment" means the regularly scheduled amount due for(1)principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument, (P) "RESPA" means the Real Estate Settlement Procedures Act(12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter, As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (0) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument, Transfer of Rights in the Property This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and(ii)the performance of Borrower's covenants and agreements under this Security instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, iu trust, with power of sale, the following described property located in the County (Type of Recording Jurisdiction) of HALL (Name of Recording Jurisdiction): LOT ONE (1) , PONDEROSA LAKE ESTATES SIXTH SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY , NEBRASKA. Parcel ID Number: 400329867 which currently has the address of 72 Ponderosa Dr (Street) Grand Island (City), Nebraska 68803 (Zip Code) ("Property Address"): TOGETHER WITII all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." 24002895 NEBRASKA-Single Fam IIy'Fannle Ad'a/Freddie M au UNIFORM INSTRUMENT Form 2028 1101 VMP 5' VII P6(418){1105) Wolters Kluw or Fmenrlel Services Page 3 of 17