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<br /> (B)The Iade:
<br /> Be�nnin�with the firet Clun�Daw,my interast cau w111 be b�sed on�n Index.The"Index"is
<br /> i
<br /> tho avera�e of lnterbatik oiterod r+►tee for sirmonth U.S,dallu'denominated depoette ia the London
<br /> � market("LIBOR"),as publiehed ia Tha W�11 Strent]ourna�Th�moattrhecieawh�i h tbe Ct�ianQej�Date �
<br /> ' ie ot the�iret bueinees daY ot the moath immediitely pcecedi �
<br /> occurs Is cnlled tho"Cunent IndeY."
<br /> � Ii the Index ie no longar av�ilable,the Note Holder Nill chooeo a neM Index ttut ie bised upon
<br /> :
<br /> comparable iniormttion.The Note Holder will giva me notice ot thie choice.
<br />,.
<br /> ' � (C)Glculttioa of Chaa�es
<br /> �,, Beforo each Cbsn�e Date.the Note Holder will c�lculita my aeN interast rsto by�ddinQ�y ��
<br /> + FIVE AND 60l100 pe�USaPp�nt(e)( 6.d00
<br /> � Curnnt Inde�c.The Note Holder�vill thea round the reault oi this�ddition to the neareat one-et�hth o!
<br /> _ 3 0��xnl:�gLint�4•1�7��:Sub,�ect to the lirnita euted ia Section�4(D)below�thia rounded amount
<br /> Nill be my ne�inurost rate until tho aext Chu��o Date.
<br /> The Note Holder will then detamine the amouat of the monthly paynnec►t tlut Mou1d be sutti��tent
<br /> to ropay the unpaid prIacip�l thtt I�m oYpected w oNe at tho Chu►�e Date in iull on the Maturity Ikto
<br /> at my new interest nte in subswitidly equal p�yments.Tho r«+u1t of this c�lcul�tion Mill be the new
<br /> emouat oi my monttily payment.
<br /> ` (D)Linlits oa Iatereat Iuta Ch�n=es
<br /> ,,' The intetest rate i am required to p�y et the ficat Change lhte MiU aot bo �reatec thaa
<br /> 12,sao °b or lees thui �,e6o `1�• Tt►��� mY iaterest nu Mill
<br /> t_` aever ba incra.9ed or decraeod on any sin�le Chenge Date by more ttua one perxc►ta6e Point(1.0961
<br /> �' trom the nte ot intercat I hive been paying ior the precddin�siY months.M�y iaterest nu eill neva be
<br /> r� �roater th�n 16.960 �or less thm �.�60
<br /> �.�
<br /> � t (E)Ei[ective D�te oi Chan=os
<br /> s� My new intereet nu Nill become efiecttva on each Chsnge Dnte.I Nill p�y the amount oi my ne�r
<br /> � � monthly payment be�innin�an the first monthly payment dtte aiter the Chu►ge Date until the amovnt
<br /> i f oi my monthly payment chingea sgun.
<br /> ti (F)Notico ot Chan=es
<br /> � � The Nou Holdec will deliver or meil w me a aotice ot any chui�ea in my interest rate aad the
<br /> ; amount of my monthly paymant beioro the etfdctive dau oi �ny chsngo. fhe nottca will include
<br /> �riN016U neu� r�r•z•e a m�t�a�u�„� .
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