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After Recording Return To: <br />MIDWEST HERITAGE BANK, FSB <br />ATTN: POST CLOSING <br />1025 BRADEN AVE /POBOX 331 <br />CHARITON, IA 50049 <br />Title Order No.: 13 -5719 <br />LOAN #: 536365 -1 <br />1A <br />z <br />eto <br />rA N <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender "is MIDWEST HERITAGE BANK, FSB. <br />Lender is a FEDERAL SAVINGS BANK <br />under the laws of IOWA. <br />1025 BRADEN AVE /POBOX 331, CHARITON, IA 50049. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Online Documents, Inc. Page 1 of 11 <br />C) cn <br />O -� <br />� c n <br />rn <br />—� rf1 <br />C) cn <br />MIN: 1001555 - 5363651000 -9 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MARCH 22, 2013, <br />together with all Riders to this document. <br />(B) "Borrower " is CAROL WAGNER AND KEVIN WAGNER, WIFE AND HUSBAND.. <br />organized and existing <br />Lender's address is <br />NEEDEED 1212 <br />