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201302189 <br /> LOAN#:0000362223 <br /> existing under the laws of Ohio, <br /> and has an address of 4 Summit Park Drive,Suite 200,Independence,OH 44131. <br /> Borrower owes Lender the principal sum of TWO HUNDRED TWENTY SIX THOUSAND SIX <br /> HUNDRED TWENTY THREE AND NO/100*************Dollars(U S. $226,623.00 ). <br /> This debt is evidenced by Borrower's note dated the same date as this Security Instrument("Note"), <br /> which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br /> April 1,2043. The beneficiary of this Security Instrument is MERS(solely as <br /> nominee for Lender and Lender's successors and assigns)and the successors and assigns of MFRS. <br /> This Security Instrument secures to Lender. (a)the repayment of the debt evidenced by the Note;with <br /> interest, and all renewals. extensions and modifications of the Note; (b)the payment of all other sums, <br /> with interest,advanced under paragraph 7 to protect the security of this Security Instrument;ana(c)the <br /> performance of Borrower's covenants and agreements under this Security Instrument and the Note.For <br /> this purpose, Borrower irrevocably grants and conveys to the Trustee, in trust,with power of sale,the <br /> following described property located in Hall County, Nebraska: <br /> See preliminary title report <br /> APN#: 400375087 <br /> which has the address of 4122 Norwood Dr,Grand Island, <br /> (Street,City], <br /> Nebraska 68803 ("Property Address"): <br /> [Zip Code] <br /> TOGETHER WITH all the improvements now or hereafter erected on the property,and all easements, <br /> appurtenances and fixtures now or hereafter a pail of the property.All replacements and additions shall <br /> also be covered by this Security Instrument.All of the foregoing is referred to in this Security Instrument <br /> as the`Property," Borrower understands and agrees that MERS holds only legal title to the interests <br /> granted by Borrower!n this Security Instrument;but.if necessary to comply with law or custom,MERS <br /> (as nominee for Lender and Lender's successors and assigns)has the right: to exercise any or all of <br /> those interests,including but not limited to,the right to foreclose and sell the Property;and to take any <br /> action required of Lender including,but rot limited to,releasing and canceling this Security Instrument. <br /> BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and <br /> has the right to grant and convey the Property and that the Property is unencumbered; except for <br /> encumbrances of record. Borrower warrants and will defend generally the title to the Property against <br /> all claims and demands, subject to any encumbrances of record. <br /> THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform <br /> covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real <br /> property. <br /> Borrower and Lender covenant and agree as follows <br /> UNIFORM COVENANTS. <br /> 1. Payment of Principal,Interest and Late Charge.Borrower shall pay when due the principal <br /> of,and interest on the debt evidenced by the Note and late charges due under the Note. <br /> 2. Monthly Payment of Taxes, Insurance and Other Charges. Borrower shall include in each <br /> monthly payment,together with the principal and interest as set forth in the Note and any late charges, <br /> a sum for(a)taxes and special assessments levied or to be levied against the Property. (b) leasehold <br /> payments or ground rents on the Property,and(c)premiums for insurance required under paragraph 4. <br /> In any year in which the Lender must pay a mortgage insurance premium to the Secretary of Housing <br /> and Urban Development('Secretary"),or in any year in which such premium would have been required <br /> FHA Nebraska Deed of Trust-4/96 Initials: rk <br /> Ellie Mae,Inc Page 2 of 7 NEEFHADE 1212 <br /> NEEFHADE <br /> 03/05/2013 11 52 AM PST <br /> t jr <br />