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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />i igobrerto Estrada <br />Acknowledgment <br />State of Nebraska <br />County of Het 11 <br />This instrument was acknowledged before me on <br />PAn ES4rtt.Att <br />otaryf blic <br />My co mission expires: <br />Date <br />Seal <br />f Q1-J 12, 2013 by <br />i <br />201302160 <br />HCFG -00359 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP® 10/12 <br />Wolters Kluwer Financial Services 201303114.3.6.2418- J20121109Y Page 16 of 16 <br />i <br />