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Acknowledgment <br />State of Nebraska <br />County of Hal 1 <br />This instrument was acknowledged before me on March 13 , 2013 by <br />Howard E Frear, Kristene R Frear <br />Notary Public <br />Holly Nott <br />My commission expires: 10/27/2016 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />MyC mm. Exp. October27, 2016 <br />201302161 <br />Form 3028 1/01 <br />VMP6(NE) (1106) <br />Page 17 of 17 <br />