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persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the <br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of <br />the fee is permitted under Applicable Law. <br />Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br />conferred upon Trustee herein and by Applicable Law. <br />Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address <br />which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />e <br />STATE OF NEBRASKA <br />DEBRA K SMITH Date <br />COUNTY OF HALL <br />My commission expires: <br />(Officio. <br />INDIVIDUAL ACKNOWLEDGMENT <br />The foregoing instrument was acknowledged by DEBRA K SMITH, before me on March 13,2013. In witness <br />whereof, I hereunto set my hand and, if applicable, my official e. h <br />Hall County, NE <br />Identification Number <br />® 2004 -2012 Compliance Systems, Inc. EECO -9070 - 2011L2.6.544 <br />Consumer Real Estate - Security Instrument DL2036 <br />Page 5 of 5 <br />201302148 <br />www.compliancesystems.com <br />