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201302141 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it. <br /> � (Seal) <br /> RICHARD D SCHW9IRTf -Borrower <br /> ori s--ce "SJW-1 a (Seal) <br /> DEBBIE L SCHWARTZ -Borrower <br /> (Seal) <br /> -Borrower <br /> (Seal) <br /> -Borrower <br /> Refer to the attached Signature Addendum for additional parties and signatures. <br /> 24003 020 <br /> NmRASKA-Single Family-Fannie MaeiFreddie Mac UNIFORM INSTRUMENT Farm 3026 1/01 <br /> VMP C VMP6(NE)(1105) <br /> Wolters Kluwer Financial Services Page 1 6 of 17 <br />