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<br /> 21. Hazardous Substances. As used in this Section 21: )a) "Hazardous Substances"are those substances
<br /> defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following
<br /> substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides,
<br /> volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; Ib)
<br /> "Enrn'oumental Lan '" means federal laws and laws of the jurisdiction where the Property is located that
<br /> relate to health, safety or environmental protection: (c) "Eurirotinum d Cleanup"includes any response
<br /> action, remedial action. or removal action, as defined in Environmental Law: and (d) an "Environmental
<br /> Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup.
<br /> Borrower shall not cause or permit the presence, use, disposal, storage, in release of any Hazardous
<br /> Substances, or threaten to release any Hazardous Substances, on or in die Property. Borrower shall not do,
<br /> nor allow anyone else to do, anything affecting the Property Ia) that is in violation of any Environmental
<br /> Law, II)) which creates an Environmental Condition, or ici which, due to the presence. use, or release of a
<br /> Hazardous Suhstame, creates a condition that adversely affects the value of the Property. The preceding two
<br /> sentences shall not apply to the presence. use. or storage on the Property of small quantities of Hazardous
<br /> Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of
<br /> the Property (including. but not limited to, hazardous substances in consumer products).
<br /> Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other
<br /> action by any governmental or regulatory agency or private party implying the Property and any Hazardous
<br /> Substance or Envirotmiental Law of which Borrower has actual knowledge, (b) any Environmental
<br /> Condition, including but not limited to, any spilling, leaking. discharge, release or threat of release of any
<br /> Hazardous Substance, and (c) any condition caused by the presence, use or release of a Hazardous Substance
<br /> which adversely affects die value of the Property. If Borrower learns, or is notified by any governmental or
<br /> regulatory authority, or any private party. that any removal or other remediation of any Hazardous Substance
<br /> affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in
<br /> accordance with Environmental Law. Nothing herein shall create any obligation on Lender for an
<br /> Environmental Cleanup.
<br /> Non-Uniform Covenants. Borrower and Lender covenant and agree as follows:
<br /> 22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following
<br /> Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to
<br /> acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a)
<br /> the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date
<br /> the notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the
<br /> default on or before the date specified in the notice may result in acceleration of the sums secured by
<br /> this Security Instrument and sale of the Property. The notice shall further inform Borrower of the
<br /> right to reinstate after acceleration and the right to bring a court action to assert the non-existence of a
<br /> default or any other defense of Borrower to acceleration and sale. If the default is not cured on or
<br /> before the date specified in the notice, Lender at its option may require immediate payment in full of
<br /> all sums secured by this Security Instrument without further demand and may invoke the power of sale
<br /> and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses
<br /> incurred in pursuing the remedies provided in this Section 22. including, but not limited to, reasonable
<br /> attorneys' fees and costs of title el idence.
<br /> 106A1JE 000688370506 January 31, 2013
<br /> Nee RASF k-Single Family-Fannie Mae/Freddie Mac UNIFORM V15TFUM EN Tb I HS Fonn 3n:8 1'31
<br /> VMF '"MPSAINE10135100
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