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LIE NCINGER <br />STATE OF <br />COUNTY OF r (4\ <br />Given under my hand and official seal this <br />r ERALNOTAfiY-StaleGf Nebraska <br />ANTHONY V P <br />*Comm. Exp. Mlay 20, 2016 <br />DEED OF TRUST <br />INDIVIDUAL ACKNOWLEDGMENT <br />t SS <br />Residing at 'I;JC <br />201302061 <br />(Continued) Page 8 <br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses <br />payable under the Note or Related Documents, together with all renewals of, extensions of, modifications of, <br />consolidations of and substitutions for the Note or Related Documents and any amounts expended or advanced by <br />Lender to discharge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's <br />obligations under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust. <br />Specifically, without limitation, Indebtedness includes the future advances set forth in the Future Advances <br />provision, together with all interest thereon and all amounts that may be indirectly secured by the <br />Cross- Collateralization provision of this Deed of Trust. <br />Lender. The word "Lender" means Exchange Bank, its successors and assigns. <br />Note. The word "Note" means the promissory note dated March 15, 2013, in the original principal amount <br />of $ 110,000.00 from Borrower to Lender, together with all renewals of, extensions of, modifications of, <br />refinancings of, consolidations of, and substitutions for the promissory note or agreement. NOTICE TO TRUSTOR: <br />THE NOTE CONTAINS A VARIABLE INTEREST RATE. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal <br />property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; <br />together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any of such <br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of <br />premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this <br />Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan <br />agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security <br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter <br />existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and <br />other benefits derived from the Property. <br />Trustee. The word "Trustee" means Exchange Bank , whose address is PO Box 5793, Grand Island, NE 68802 <br />and any substitute or successor trustees. <br />Trustor. The word "Trustor" means ANDREW ENCINGER and JULIE ENCINGER. <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH <br />TRUSTOR AGREES TO ITS TERMS. <br />On this day before me, the undersigned Notary Public, personally appeared ANDREW ENCINGER and JULIE <br />ENCINGER, to me known to be the individuals described in and who executed the Deed of Trust, and acknowledged <br />that they signed the Deed of Trust as their free and voluntary act and deed, for the uses and purposes therein <br />mentioned. <br />day of entif ute■ , 2 0 13 <br />BY � a3V � r�V 1U`#''e`— <br />Printed Name: \*N V •aS.v\ \J, Qor <br />Notary Public in and for the State ,� <br />e ofG <br />'� <br />My commission expires 1a r }'Ol4 <br />