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CONDOMINIUM RIDER <br />201302040 <br />LOAN# 000006616 <br />THIS CONDOMINIUM RIDER is made this 11th day of <br />March , 2013 , and is incorporated into and shall be <br />deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security <br />Instrument ") of the same date given by the undersigned (the "Borrower ") to secure Borrower's <br />Note to <br />CENTRIS FEDERAL CREDIT UNION, A NEBRASKA CORPORATION <br />(the <br />"Lender ") of the same date and covering the Property described in the Security Instrument and <br />located at: <br />3027 W CAPITAL AVE STE 22# GRAND ISLAND , NE 68803 <br />13 [Property Address] <br />The Property includes a unit in, together with an undivided interest in the common elements of, <br />a condominium project known as <br />WINDSOR SQUARE CONDO <br />(Name of Condominium Project] <br />(the "Condominium Project "). If the owners association or other entity which acts for the <br />Condominium Project (the "Owners Association ") holds title to property for the benefit or use <br />of its members or shareholders, the Property also includes Borrower's interest in the Owners <br />Association and the uses, proceeds and benefits of Borrower's interest. <br />CONDOMINIUM COVENANTS. In addition to the covenants and agreements made <br />in the Security Instrument, Borrower and Lender further covenant and agree as follows: <br />A. Condominium Obligations. Borrower shall perform all of Borrower's <br />obligations under the Condominium Project's Constituent Documents. The "Constituent <br />Documents" are the: (i) Declaration or any other document which creates the <br />Condominium Project; (ii) by -laws; (iii) code of regulations; and (iv) other equivalent <br />documents. Borrower shall promptly pay, when due, all dues and assessments imposed <br />pursuant to the Constituent Documents. <br />B. Property Insurance. So long as the Owners Association maintains, with a <br />generally accepted insurance carrier, a "master" or "blanket" policy on the Condominium <br />Project which is satisfactory to Lender and which provides insurance coverage in the <br />amounts (including deductible levels), for the periods, and against loss by fire, hazards <br />MULTISTATE CONDOMINIUM RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTR or <br />G3140 (12/11) (Page 1 03) Initials: <br />/01 <br />