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<br /> TOGBTHER WITH+�U the imprc�vemc��s nc�N'or he�xfler erocted an the m n u►xi oll euse� ,ap
<br /> � fixtures now or here�fter a put ot 1he pmpeKy. All rcpl�cementa uM sdditfon� sh�ll wlso be coverat by thia Socurity
<br /> Inctrument. All of the forc�oin�l�rcfernxlln in thi�Serurity In�trument�x the"Pn►pnny."
<br /> HORROWER COVENAM'S Iluit Bnrrower i�I�wfully �eired nf the e�t�ie ikret+y a►nveyaf�uxi luw Ihe ri�ht to�r�nt�x1
<br /> 000vey the PrapertY a��d ti�t►he Propcny is unencumberod. except fur erk�umhnrKex of raY�rc1. Bormwer wrnaits �nd will
<br /> dei��d jenn�lly�he cide ea�he Propeny�xin�t dl cl�l►iu uxt ckmandx,wbJexy h►rny erk�umbnrx�s of rc�>rd,
<br /> THIS SECURITY INSTRUMENT combines unlfurm cnvenu�ss far natiuru►I urie uixf non•uniform covcnamx with limit�+d
<br /> vrriationa by Juri�diction to a►�utitute a uniform eecurity itWrumatt coverin�l�PrOP��►Y�
<br /> UNtFORM CaVENANT5. Bumnwer�nd l.ender c��vena��1e������r ��I Qromptly p�y when due the
<br /> l. p�x°� °� M�p�l �po lawwti �pr ment rrd late clur�es due under the Note.
<br /> pri��cipal of and interc6t a►the debt evidetrcod by the Note ud anY PKWY
<br /> 2. Ftiadt tor T�xpt and 1n�raace. Subjext ta applicable I�w ar to a written waiver by I.eixler, &►rniwer shall p�y to
<br /> �������y month�y prymenti are due under tl►G Note.until the NMe is paid in full,�sum("Funds")for,(�)yeuly tucc+
<br /> �nd�sesameats which msy attain pdority over this Security Instrument�s a lien on the Propeny;(b)yearly leasehold payments
<br /> or�round rents on the Property, if any;(c)yearly hwrd or property iruurance prcmiums;(d)y�arly Oooci insuronce promluma�
<br /> if any: (e)Yeuiy mortQage inaurancx prcmiums, if.�ny: md(4�nY suma p�y�ble by Borrawer to Lender, in a�cordana with
<br /> the provisions of para�rAph 8,in lieu uf the psyment of morl��ga inaurmce premiums. These items are called"Escn�w Items."
<br /> �,p���Y� �� �y �i�e, copact�nd hold Funds in an amcx►nt not to excted the maximum amount a lender [or a federally
<br /> n��� ��e�ag��oan m�y require for Borrowe�'s esrrow scxount under the federal Real Estate Setdement Procaiures Act of
<br /> �q�4�a amended from time to time, 12 U.S.C. Section 2601 et seq. ('RESPA"),unlcss another law th+�t applies tu the Funds
<br /> ��1���. I f�. �nder may, ac�ny time, ooUect end hold Fu�da in u►unount not W exoeed the la�er amount.
<br /> L�def may atim�te the�rwunt o[�w�ds due on the buis af cur:a:t datn nnd raeon�blc eatim,�tes of expaditures af fiAuro
<br /> F,uYOw lteme or otherwiae in s000rdance with�ppliable ltw.
<br /> 'il�e Funda shall be held in�n institution whose depoaits �re insured by � foderal agoncy. instcumenWiry, or mtity
<br /> (includin=Le�tder,if Le�dec is such an institutian)or in any Federal Home T.oan Aank. Lenler ahall�pply che Funds to p�y the
<br /> F�crON Iteny. (,ender may na chuge Borrower for holding and�pplying the Funds,�nnwlly annlyzing tho acrow account, or
<br /> vmifpin�Ihe Facrow Itemt. un��ss Lender WyS Ba[rower interest on the Funds and applicable I�w permits I.ender to rnal�s such
<br /> a�e. However. I.e�der may rcquin Borrawer.to paY s one-time chRrge for nn i�depe�dent real est�te tax repoctir��avice
<br /> �epd by Lerder in oonnection wi►h thic loui;ilnless �pplicable law providea ott�erwise. Unless �n agceement is m�de or
<br /> appliable Irw rajuira interest to be paid.L.ender ahall not be required to pay Borrower any intereat or amings on the Funda.
<br /> Bortowa�d I�d�*�+Y agroe in writing,however. th�t interrst stWl be paid on the Funds. Lender shall give to Borrower,
<br /> �t1wu�c�Re, an u�nual accounting of du Funds, showing credita u�d debiGt to the Funds�nd the purpou for which eac��
<br /> debit ar tiie e�n�ds wo»;.�i�.'i:,�fur.a»:sr p:alged ss�!�!;i�!+�I�,�rity for sll sums�eecurod bY this Sen�rity Ir�at�ument.
<br /> Jf the Funda hdd by L.ader eacoad�a�ounts pemutted W be held by applicable law,I.ender shall account to Borrowa
<br /> for the exoas Fuads in aocordance with the nquirert�enu of App��cab�e law. If tbe amouut of the Runds held by Letdcr u aity:.
<br /> , ume is not wfficieot W p�y the Ecrow Items when due�I.enda may ao notify Borrower in wridn�,and,in such cave Borrowtr
<br /> : �hall p�y w l.a�der the�mount neoe�ary to m�ke up the deficiency.Borrower stwll m�lce up the delSciency in no more th�n
<br /> twdve maMh1Y P�Y�������s sole diocrelion. 1 refund w Borrowar �ny,
<br /> Upon p�Yment in full of all auros eecut�ed by this Socurity Instrument. L,eoder slyll P�P�Y
<br /> Funds Ge{d by L,a�der.If,w�dcr p�ra�t�h 21, L.cder shall�cquire or sell 4he Pc�ope�ty�i.ender.prit�r to the aoqrisition ot We
<br /> • of d�e Pnupa'ty,ihdl�PP�Y�►Y F���d by I.ender at the time of�oquiaition or swle aa a crodit apin+t the�ums�ea�red bi'
<br /> tWt Seatrlty Inwuma�t• ,
<br /> 3. d P��b.Unlesa applicable law providea othawiee,all payments reoeived by Lenier under par�graph�
<br /> 1 and 2�hal�lied: firat� to�nY P�Y��d�a due under thc Note: eocond.to annunta p�y�ble under puasr+ph 2:
<br /> d�ird.w itMe�eat due;fouM,to principd due;and I�t,to an5'Lte��B�'ea�fines and impusitioua t�ttribuhbk a 4h� �7
<br /> 4,.ILtit�n; I.ka�.Bonvwu slwll p�y�I!taxes,asseasmenta, char8
<br /> ���qr Myia priority over this Securiry [rowment, and le�sei�old payma�ts or grswnd cs�u, if any. Bottower thdl pnr
<br /> 1�ae obtiQtforo in the mrmer provided in p�eag*�Ph 2,or if not prid in.th�t memw.Borm�ver dull pay them oa time ditoady
<br /> � w eho pena�ow�ed p�Ymar.Borrower shall.pr'tsmptly fumish w L,et�der dl notioes of anwqnts W be y�id utdei thi�pan�aph.
<br /> If Borrowu makea tl�eac paymenn dlratly.Bc�rrower slWl pron�ptly furnish W L.ender reodpta e�'ida�ci�dk P�Y�;•
<br /> Borrower dWl D�P�Y a����"Y lien which has priority over this Security lnsuumau ualas�Borrowa: (a)a�roa in
<br /> � wrttiu�to tbe pyntiat of the obli�ation savrod by the lia�in a mannx aooept�ble to Lender:(b)oode+t+in�ood faith Ihe liea
<br /> �,, a �'qd� a�ainst p�forcemmt of the lien in, lesal proceedin�s which in tho Le�da's opiaion opa�e to poeva�t U�e
<br /> eaforopnent of the lien:or(c) seains from the holder of the lien an�groema�t sttid�etory to t.eider subordin�tinB tAe tien to
<br /> thit Security Inun�ment. If Ler�kr deterntinGS ttut any p�rt of the Proparty is subject to a tien which may auain priority ova'
<br /> this Secnrity Iiatrnmont.[.eader►n�y give Borrower a notice identifying the lien. Bnrrower ahall aatisfy the lien or take ono br'
<br /> nwne of the actiona�et forth aboye within 10 d�ys of the giving of notice. . .
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