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Recording Requested By: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />(800) 576 -4687 <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />V.A. RIDER <br />201 301992 <br />Loan No: 451300306 MIN: 1006818 -0451300306-0 <br />V.A. Case #: 34 -34-6- 0193752 <br />Parcel/Tax ID #: 400233843 <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT <br />THE APPROVAL OF THE DEPARTMENT OF VETERANS <br />AFFAIRS OR ITS AUTHORIZED AGENT. <br />THIS V.A. RIDER is made this 7 th day of March, 2013 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, <br />Security Deed or Deed to Secure Debt ( "Security Instrument ") of the same date herewith, given by the <br />undersigned ( "Borrower ") to secure the Borrower's Note ( "Note ") of the same date to <br />Five Points Bank, a Nebraska Corporation <br />its successors and assigns ( "Lender ") and covering the property described in the Instrument and located <br />at: 311 Campbell Ave. <br />Doniphan, NE 68832 <br />[Property Address] <br />Notwithstanding anything to the contrary set forth in the Security Instrument, Lender, hereinafter <br />referred to as "Mortgagee" and Borrower(s), hereinafter referred to as "Mortgagor(s)" hereby <br />acknowledge and agree to the following: <br />V.A. GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in <br />the Security Instrument, Mortgagor(s) and Mortgagee further covenant and agree as follows: <br />Multistate - V.A. Rider <br />Form 438 10103 <br />Laser Forms Inc. (800) 446 -3555 <br />LF I #VA438 10/03 <br />Page 1 of 3 <br />Initials <br />