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MULTISTATE PUD RIDER- Single Family - FannieMae /Freddie Mac UNIFORM INSTRUMENT Form 3150 1/01 LFI #FNMA3150 1/01 Page 1 of3 Initials: / / 1 / Laser Fortes Inc. (800) 446 -3555 201301992 Recording Requested By: Five Points Bank 2009 N. Diers Ave. Grand Island, NE 68803 (800) 576 -4687 When Recorded Return To: Five Points Bank 2009 N. Diers Ave. Grand Island, NE 68803 PLANNED UNIT DEVELOPMENT RIDER Parcel ID: 400233843 Case No: 34- 34- 6- 0193752 Loan No: 451300306 MIN: 1006818 - 0451300306 -0 THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT. THIS PLANNED UNIT DEVELOPMENT RIDER is made this 7 th day of March 2013 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument ") of the same date, given by the undersigned (the "Borrower ") to secure Borrower's Note to Five Points Bank, a Nebraska Corporation (the "Lender ") of the same date and covering the Property described in the Security Instrument and located at: 311 Campbell Ave. Doniphan, NE 68832 [Property Address] The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other such parcels and certain common areas and facilities, as described in Declaration of Covenants, Conditions and Restrictions, of the herein named home owners association, and any amendments thereto (the "Declaration "). The Property is a part of a planned unit development known as Amick Acres [Name of Planned Unit Development] (the "PUD "). The Property also includes Borrower's interest in the homeowners association or equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners Association ") and the uses, benefits and proceeds of Borrower's interest.