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201301985 <br /> 216302723 <br /> 6. Occupancy.Borrower shall occupy,establish,and use the Property as Borrower's principal residence within <br /> 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's <br /> principal residence for at least one year after the date of occupancy,unless Lender otherwise agrees in writing, <br /> which consent shall not be unreasonably withheld,or unless extenuating circumstances exist which are beyond <br /> Borrower's control. <br /> 7. Preservation, Maintenance and Protection of the Property; Inspections.Borrower shall not <br /> destroy,damage or impair the Property,allow the Property to deteriorate or commit waste on the Property. <br /> Whether or not Borrower is residing in the Property,Borrower shall maintain the Property in order to prevent <br /> the Property from deteriorating or decreasing in value due to its condition.Unless it is determined pursuant to <br /> Section 5 that repair or restoration is not economically feasible,Borrower shall promptly repair the Property if <br /> damaged to avoid further deterioration or damage.If insurance or condemnation proceeds are paid in <br /> connection with damage to,or the taking of,the Property, Borrower shall be responsible for repairing or <br /> restoring the Property only if Lender has released proceeds for such purposes.Lender may disburse proceeds <br /> for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. <br /> If the insurance or condemnation proceeds are not sufficient to repair or restore the Property,Borrower is not <br /> relieved of Borrower's obligation for the completion of such repair or restoration. <br /> Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable <br /> cause.Lender may inspect the intenor of the improvements on the Property.Lender shall give Borrower notice <br /> at the time of or pnor to such an interior inspection specifying such reasonable cause. <br /> S. Borrower's Loan Application. Borrower shall be in default if,during the Loan application process, <br /> Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or <br /> consent gave materially false,misleading,or inaccurate information or statements to Lender(or failed to <br /> provide Lender with material information)in connection with the Loan. Material representations include,but <br /> are not limited to,representations concerning Borrower's occupancy of the Property as Borrower's principal <br /> residence. <br /> 9. Protection of Lender's Interest In the Property and Rights Under this Security <br /> Instrument.If(a)Borrower fails to perform the covenants and agreements contained in this Security <br /> Instrument,(b)there is a legal proceeding that might significantly affect Lender's interest in the Property and/or <br /> rights under this Security Instrument (such as a proceeding in bankruptcy,probate,for condemnation or <br /> forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws <br /> or regulations),or(c)Borrower has abandoned the Property,then Lender may do and pay for whatever is <br /> reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, <br /> including protecting and/or assessing the value of the Property,and securing and/or repairing the Property. <br /> Lender's actions can include,but are not limited to: (a)paying any sums secured by a lien which has priority <br /> over this Security Instrument; (b)appearing in court;and (c)paying reasonable attorneys' fees to protect its <br /> interest in the Property and/or rights under this Security Instrument,including its secured position in a <br /> bankruptcy proceeding.Securing the Property includes,but is not limited to,entering the Property to make <br /> repairs,change locks,replace or board up doors and windows,drain water from pipes,eliminate building or <br /> other code violations or dangerous conditions,and have utilities turned on or off.Although Lender may take <br /> action under this Section 9,Lender does not have to do so and is not under any duty or obligation to do so. It is <br /> agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. <br /> NEBRASKA-Single Family-Fannie MaeiFreddie Mac UNIFORM INSTRUMENT WITH MERS Form 30281/01 <br /> VMP® VMP6A(NE1(1105).00 <br /> Wolters Kluwer Financial Services Page 13 01 17 <br />