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<br /> 21. Hazardous Substances.As used in this Section 2]: (a) "Hazardous Substances"are those substances
<br /> defined as toxic or hazardous substances,pollutants,or wastes by Environmental Law and the following
<br /> substances: gasoline,kerosene,other flammable or toxic petroleum products,toxic pesticides and herbicides,
<br /> volatile solvents,materials containing asbestos or formaldehyde,and radioactive materials; (b) "Environmental
<br /> Law"means federal laws and laws of the jurisdiction where the Property is located that relate to health,safety
<br /> or environmental protection;(c) 'Environmental Cleanup"includes any response action,remedial action,or
<br /> removal action,as defined in Environmental Law; and(d)an "Environmental Condition"means a condition
<br /> that can cause,contribute to,or otherwise trigger an Environmental Cleanup.
<br /> Borrower shall not cause or permit the presence,use,disposal,storage,or release of any Hazardous Substances,
<br /> or threaten to release any Hazardous Substances,on or in die Property.Borrower shall not do,nor allow
<br /> anyone else to do,anything affecting the Property(a) that is in violation of any Environmental Law,(b)which
<br /> creates an Environmental Condition,or(c)which,due to the presence,use,or release of a Hazardous
<br /> Substance,creates a condition that adversely affects the value of the Property.The preceding two sentences
<br /> shall not apply to the presence,use,or storage on the Property of small quantities of Hazardous Substances that
<br /> are generally recognized to be appropriate to normal residential uses and to maintenance of the Property
<br /> (including,but not limited to,hazardous substances in consumer products).
<br /> Borrower shall promptly give Lender written notice of(a)any investigation,claim,demand,lawsuit or other
<br /> action by any governmental or regulatory agency or private party involving the Property and any Hazardous
<br /> Substance or Environmental Law of which Borrower has actual knowledge,(b)any Environmental Condition,
<br /> including but not limited to,any spilling,leaking,discharge,release or threat of release of any Hazardous
<br /> Substance,and (c)any condition caused by the presence,use or release of a Hazardous Substance which
<br /> adversely affects the value of the Property.If Borrower learns,or is notified by any governmental or regulatory
<br /> authority,or any private party,that any removal or other remediation of any Hazardous Substance affecting the
<br /> Property is necessary,Borrower shall promptly take all necessary remedial actions in accordance with
<br /> Environmental Law.Nothing herein shall create any obligation on Lender for an Environmental Cleanup.
<br /> Non-Uniform Covenants.Borrower and Lender covenant and agree as follows:
<br /> 22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following
<br /> Borrower's breach of any covenant or agreement in this Security Instrument(but not prior to
<br /> acceleration under Section 18 unless Applicable Law provides otherwise).The notice shall specify: (a)the
<br /> default; (b)the action required to cure the default; (cl a date,not less than 30 days from the date the
<br /> notice is given to Borrower,by which the default must be cured;and (d)that failure to cure the default
<br /> on or before the date specified in the notice may result in acceleration of the sums secured by this
<br /> Security Instrument and sale of the Property.The notice shall further inform Borrower of the right to
<br /> reinstate after acceleration and the right to bring a court action to assert the non-existence of a default
<br /> or any other defense of Borrower to acceleration and sale.If the default is not cured on or before the
<br /> date specified in the notice,Lender at its option may require immediate payment in full of all sums
<br /> secured by this Security Instrument without further demand and may invoke the power of sale and any
<br /> other remedies permitted by Applicable Law.Lender shall be entitled to collect all expenses incurred in
<br /> pursuing the remedies provided in this Section 22,including,but not limited to,reasonable attorneys'
<br /> fees and costs of title evidence.
<br /> NEBRASKA-Single Family-Fannie Mae,Freddle Mac UNIFORM INSTRUMENT WITH ME RS Form 30281/01
<br /> VMP® VMP6A(NE)(11051.00
<br /> Wolters Kluwer Financial Services Page 14 of 17
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