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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />X_ <br />BORROWER T <br />- THOMAS � ISTEARLEY / ) <br />DATE - <br />0 & III <br />- BORROWER DEBRA J <br />STATE OF NEBRASKA <br />02/ <br />STE ARLEY - DATE - <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged before me this 26TH day of FEBRUARY, 2013, by <br />THOMAS G STEARLEY AND DEBRA J STEARLEY, HUSBAND AND WIFE AS JOINT TENANTS <br />WITH RIGHT OF SURVIVORSHIP. <br />Notary Public <br />My Commission Expires: <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />4 338.9 Page 14 of 14 <br />201301955 <br />1111069669 <br />GENERAL. NOTARY - State of Nebraska <br />WANDA K. WINDER <br />My Comm. Exp. Oct 21, 2014 <br />Form 3028 1/01 <br />