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rn ro m� °� o PI1°zO 1 ° DW N Tim co r� c1 m cm, o v r of N kft° cn o m 0 o o z 00o A 0 co O After Recording Return To: Prepared By. One Reverse Mortgage,LLC One Reverse Mortgage, LLC Attn: Capture 9920 Pacific Heights Blvd,Ste 350 623 Woodward Avenue San Diego, CA 92121 Detroit,MI 48226 +.�G,rs,r [[Space Above This Line For Recording Data] L State of Nebras FHA Case Number: 321-3179656-952 Loan Number: 3311472997 MIN: 1003195-3311472997-7 ADJUSTABLE RATE HOME EQUITY CONVERSION SECOND DEED OF TRUST THIS DEED OF TRUST ("Security Instrument" or "Second Security Instrument") is made on December 24, 2012("Date").The trustor is Lyle D.Casper and Carolyn J.Casper,as joint tenants with rights of survivorship,and not as tenants in common whose address is 4245 Branding Iron Ct, Grand Island, NE 68803("Borrower"). The trustee is Senior Official with responsibility for Single Family Mortgage Insurance Programs in the Department of Housing and Urban Development Field Office with jurisdiction over the property described below, or a designee of that Official. ("Trustee ). The beneficiary is the Secretary of Housing and Urban Development, whose address is 451 Seventh Street, SW, Washington, DC 20410("Lender" or"Secretary"). Borrower has agreed to repay to Lender amounts which Lender is obligated to advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement dated the same date as this Security Instrument ("Loan Agreement"). The agreement to repay is evidenced by Borrower's Note dated the same date as this Security Instrument ("Second Note"). This Security Instrument secures to Lender: (a)the repayment of the debt evidenced by the Second Note, with interest at a rate subject to adjustment, and all renewals, extensions and modifications of the Second Note, up to a maximum principal amount of TWO HUNDRED TEN THOUSAND AND N0/100 Dollars (U.S. $210,000.00); (b) the payment of all other sums, with interest, advanced under Paragraph 5 to protect the security of this Security Instrument or otherwise due under the terms of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Second Note. The full debt, including amounts described in (a), (b), and (c)above, if not paid earlier, is due and payable on August 18,2094. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, Nebraska: WHfl�DNIHIIIU7 1 1 2�N�NNNNNH II Finale Document Services 0 0279(07/07) (1 of 10) Nebraska Second Deed of Trust-HEQM ADJUSTABLE RATE