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Witnesses: <br />EDWARD J. KOSINSKI <br />(Seal) <br />- Borrower LARAINE`C. KOSINSKI <br />(Seal) <br />- Borrower <br />FHA Nebraska Deed of Trust Page 7 of 8 <br />201301916 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any rider(s) executed by Borrower and recorded with it. <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />