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� , r..:F.t ..�i"... . . . -..__ _ . ... ._- . _. 'Jlyt Y�feile�/�C�Y.' f� •1+^{"��'iJ.��W.�5�_ 1��.__.:� __. _. .. . - ._ -. .__ g$_ uos74 piyrtxnts rn�y no langer be rcquired,at the uption of Lcnder, if rnc�ngage insurance awtrage(In the arnount pnd tor the periad that i.ender rcquircs)providod by an insurer epprovcd by I.ender again becomez pvail�ble arxl i��R►t�ined. Horrc�wer �h�ll pwy the prcmiums rcyuirod to mwintain nartgage insunnce in effect.or to pmvlcle a lo�s re.rerve,until the requirement for mortg��e Inaurance end�in acrn�Y with any writt�n egrcement t+etwecn Bormwcr arxi L.encicr nr rppiicablc lew, 9, Inepectbn. Lender or its agent tnAy make reasonable entricw upun und inzpcxtiom of Ihn ProExrty.I.e�xler�hell give Borrower naice at the time uf or prior to an ins�ctinn specifyirsg reasonnble cause for�he in,pcction. l0. C�nnu�tlon. The procoeds of any awerd ar claim for d�megcs. direct ar consequcntial, In connection wi�h any cwuienutrtion or other takino of any part of�he Propeny, or for conveya►x:e in lieu of co�xiemnutinn, are hereby ussigtxd and shall be paid to L.encler. In the ev�nl o[a total taking of the Property,the procads shall be applial in the suma secura!by this Security Ins[rument, whether or mt lhen due, with eny excess puid to Horrower. Iri the event of a partiul taking nF the Properiy in which the f�ir market value of ti�c Property immediately before the taking is equal to or grcater thnn thC amount of the�ums securod by this Sccurity Ins►mment immaliatcly before the taking,unless Borrower and Lender otherwise agrce in writing, the surns securod by this Sscurity In.arument shalt 6e ralurcd by the amount of tha pmceals multipliod by the following frac�ion: (a) the tot�l emount of the sums securod immediately before the teking,dividai by (b) the fair tnarkel vxlue of the Property imme�iately before th� taking. Any balu�ce shnll be pnid to Borrower. ln the event of a partial toking of the Property in which the f¢ir merket value of the Property immodiately before the taking is less tfian the artaunt of the swns socurod immediately before the taking,unless Borrower and Ixnder otherwis�agrce in writing or unlcss npplicable law otherwise provides,the proceeds shdl be applied ta the sums secured by this Securiry Instrument whether or not the sums ara then due. If the Property is abandooed by Bormwer,or if,efter notia by I.ender to Barrower that the rnndemnor offers to m�ke m oward or settle a claim for dart�ag�s, Bornowcr fxits W respo��d to Le;nder within 30 dayx aftcr the dat� the notice is giv�n, Lender is authorir.ed to oolloct and�pply the pax�eeds,at its option. either to restorati�m or rcpair of the Propeny or to the sums securcd by this Security Instrumtnc,whet6er or not then due. lJnless[.oader a�sd Borrowe�othenvise agrx in writing, nny application of praceeds to principel shall not extend or postpone the due date of the monthly peyments rcferred to in pamgraphs 1 end 2 or change the smount of such payments. ll. Bomow�er Not Rdeaeed;Forbearaace By Lender Nut■ Wdva. Extension ot tbe time for{xyment ur modificution of amortization of the sums secured by this Sccurity Instrument gnnted by l.erder to any succesaor in interest of Bormwa stWl not operate W�+elease the liabiliry uf the original Borrower or Borrower's auccasors in intercat. L.ender shall not be required to ' commax�e proceodings agunat any successor in interest or rofuse to oxtend time for payment or otherwise modify uno�tizAtioh of the aums securcd by this Security Instrument by reuson of any demsnd m�de by the original 8orcawer or Eiorrower's successors in interest. Any forbearAr►oe by Lende�in exercising any righl or remedy shall not t+e a w�ivec of or proclude the exe�siae oi�ny ri�6i vr ru��xiy. 12. Srooerore and Ar�qw Bound; Joint and Several I.i�bllity; Co-riiaen. The covananta u�d �reements of this Security Inawment shall bind ard benefit the successors and assigna of Lender eod Borrower. eubjec[ to IhC provisiona of p�ragraph 11. Bortower's covenants and agreements shall be joint and several. Any Borrower who oa-ei`ns this Securiry Instrument but daes not eaecute tt�e Note: (a) is co-aigning this Security Instniment only to mortgage,grant and convey th�t Bo�mwer'a inten�t in the Prepecty urder the terms nf this Sxurity Instrument; (b)is not personally obligatad to p�Y the auros �:xvrod by this Security Inatcument;and(c}agrees.thut Lender end any ot}�er Borrower may agea to extend.modify, fo�bear or auke�ny�oo�mcnodations with regard to the ternu of this Securiry Instrument or the Note withdut that BorroNer'e oonaaK• 13; Lan C4s�ts.If the loan securod by U�is Securlry Instrument is subject ta a law which eda m�ucimum lan d�at�et. ud tlut law ia finwlly interpreled so that tho interost,ar dher lotn chargcs oollected or to be collected in cau�ection�ith the la�n excood the perinitte�l limits, thm: (a)eny auch'loan chnrge shall be reduoed by the amount neoessvy to reduoe tt�e cl�t�e to the permitted lirtdt;'ud(b)wy suma alradX collee�ed trom Borrower which excoodc+d permitted limits �vill be refunded to 8ornnwer. Len�ie.r may choose to make this refund by roducing the princip�tl owed under the Note or by mddns �ditoct paypient to Borrower. If a nfund roduces principal, the raduction will be trated aa a p�rtial prepeyment witt�out �ny P�Y�+K��►'8�, �r the Noye.' 14. Natioes.�n�fwAo�b Bomower provided for in this Savriry Inuruma�t shall be given by doliverin�it a by m�iUn� it by first clas.s mail�unless applicable law requlres use of another methad, The rwtict eha1�be d�rected to the Property Addn°u or any otha rddnxs Borrower designates by rrotia to Lender. Any notice to Lender shdl be givea by first cLw mail to L,etder'a eddresc slated herein or any other address Lender desigmttes by notke to Horrowcr. Any notioe provlded for in thfs Security Inttrument shall be damed to have been givm to Borrower a La�der whai given�a provided in thi�para�nph, 1S. Govavfu` I.t�w; Severabillty. This Savrity Instrument shall be governed by fedenJ I�w md tk law of die jurisdiction in which�he Property is lacated. In the event that any provieion or clauae of thia Security Instrim�ait or the Nooe oonflicts wi�h applicAble I�w,such conflict shall not affect other provuions of this Socurity xncttument er tt�Note which can be given effeot without the conflicting provision. To this end the pmvia'ans of this Securiry Instrument And the Note u+e decLrod , . to be sevenble. 16. Borro�a's Copy. Borrower shall be given oroe canforn�ed copy of the Note and of this Sa�uriry Irutrurnait. � Fan��Ot� 9!W P�1of E