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<br /> 9Qp- �1t�f►56 _
<br /> TOC�E7'HBR WITH dl the impmvemena naw on c�reaAer erected on the property, u�d QI eaemena.
<br /> �,�nd flxtura aow or bere�Rer �put of�he properly All cepl�cemenu u�d�dditioru ihall�Iw be coverod
<br /> by thb Secudty Inewcnent. AU ot tbe fore�oln�i�rekrred tn ia tbl�5ecudty Luuument as the"PropertY."
<br /> BoR�ow�e Cov�eNrs th�t Borrower li I�w4lilly�eteed of�he at�te hereby convcyed usd hu the N�ht to Arant uid
<br /> coavey thep�e�ty�od ttu�t tl�e Propeny b wna�cun�bered� exapt for encumbnnca of roaocd. Horrower w�rru►u�ad
<br /> wHl defa�d Reneral(y the Ntle to the PtnpertY�dnn�II clalme�nd drnw�,�ubJat ta�ny encumbr�of reoo�d.
<br /> THIS SEC:UiUI'Y IHS�KU��r comblu�s waifont�covcnantc foe n�ttaual ucc ur.d non-un(form covenants with llmited
<br /> vui�tinm by jurbdktion w oonaitute a ualform�ecurity iurwment oovuini�P�nY•
<br /> UNIF'ORM COVF2lANT1.Horrowa ud l.ender coveauzt�nda�ra�r followr
<br /> 1.Paymeot o[Princlpitl�ad Iata�a�► Prep►�tnand I.�te Charsa. Borrower�hall pmmptly pa wha►due
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<br /> tbe pdnciaal of aad iaterat aa the debt evi�enced by�he Note and anY prep�ymnt�od l�ta char�a due w�der Note. _
<br /> Z.�uod��or Tua�ad L�aa�na.SnbJect to�pplicable l�w or so�wcitten waiver by I.ender,Borrowa rhall p�y
<br /> ta I.eader oa d�y moathlypayrua�ts an due under tbe Note� unW We Note ia pdd in full,a awn("Pundi")for:(a)
<br /> yeuiy tu��j��,�ell�n which may ut�in prlorit�over thle Secudty lnstn�ment ea�Hen on tho Property;(b) ye�rly
<br /> k�rehold paymenu or d renu on the P�+oQeny, t�ay� (c)Yearly da7ac�d ar gropertY innuu�ce PcaNumr(d)yeutr
<br /> llood lruuru�ce praniiuuo, 3f anyt(�)Yeuly mort�age iasaraac;e praniume�if uny:tnd(��ay�wnsp�yable by Borrower
<br /> to L.ende�, in�ccordance wlth We proviiioas of paryr�ph 8, ia lieu of thep�yment of mortg�e lnsun�oc�e premlwm.
<br /> 'ibere itaox ue c+lled "f.+scmw Itema." l.ender nuy, �t u�y tlme, wllxt wd twld Punds in an unouat not to exaed�he
<br /> muim�um unount�la�der for a fedei�lly reluod mon a�e laa rcuy require for Borrowa's acrow a000unt under tLe
<br /> federrl Re�! B�tate Seqlaamt Piooedurra Aa of 1�4 iu �mKdad from dme to dme, 12 U.S.C. � 2601 d xq.
<br /> ("RBSPA").ualeta not6er laM thatapplia ta t6e Punds seu a laaa�nount.if ao, La�der may,at my tlme,oollect md
<br /> hold Pun�l�in aa emnunt aot ro exceM the leaeer�unount. L,ender tn�y eatirruts the amount of Pund�due am tlue bwria of
<br /> cvrnat data�nd reawn�ble atimata of expeaditwsa of futuce Facrow Ita�or w6erwiae la�000nf�oa wit6�pp1k�M�
<br /> l�w.
<br /> 'Ibe Funds thall be held in aa inatlwtion whoee deposits ue ineurod by�feder�l�ga�cy,IaatrumeaWiry,or eatity
<br /> (incl�Itodtr�if L,eader L such an iwtitudon)ot!a aay Federal Home Lo�a Hank, I.aMer�6all ly t}�ee Fundr to
<br /> WY the F�croM Items. l.eader m�y rat chu�e Bomowtc for holdio� aod �pplying tLe Pund�� aonual�y aa�lyzin�the
<br /> acrow a�oount, a verifyin�We F..icmw Itam, uale+� LaWer pirys Borrow�er inta+at on the Fuuas aad Iic�ble Inv
<br /> �exmitr Lmda to mate wch • chu6e Howeva, Lender m�y requin Borrower to pay a ono-time �e fa m
<br /> iockpeodmt�nl aute tu repoctin�eavia wed by I.cader ia mnaax�oa with thie lom. ualea applkabk lrtw pmvides
<br /> otha�vLe. Unless m�t u�mde or�pplic�ble kwrequira Interat w be�aid. I.eoder�}uU not be roqulrod top�r
<br /> Borrowa�ny ivaat or arninas on tLe Pund�.Borrower aod I.ender may�c+oe m wn�,howaa,Wat iuta�at�iWl b�
<br /> paid on tbe�unds i,eader sh�ll give w Horrower,witbout�e�am m�wl o the Pund�,ttwwin�cxediq�od
<br /> debits to the Fundi md tbepucpa for whlch ach debit to tTie Punda w�s�Pundt m pled�ed ai�dditloo�l
<br /> •ewdty for dl sumi�ecurod by th'u SecuritY In�uumeat.
<br /> lf tLe Pund�6dd by I.eader exceed the�mounta pe�miqed W be hdd by ipplic�bk law. L�eaOer r1taU�000�wt W
<br /> Bom�er fa tbe e�cat Fundt in acc.ordiooe wtth the RquiraneAta ofapp1icable lnv. If the�mowit of the Pu�L hdd by
<br /> Lmder at my time u not tufticieat topay the F�crow Iteme whrn due��ada may a notify Botrower in wtltint,aod�ln
<br /> wch ca�e Ho�rowa�11 pay to I.es�der tbe amount A�++��Y to m�ke up the deticicacy. Borrowet �h�ll m�Oe up d�e
<br /> deticreacy in nu:nora ttum twelve moathlY WY���.�I.eockr'�aole di�aaian.
<br /> Upcm payt►x.�t.in full of�Il nimt eecured by,thls Security Inauuma►t,L�eader ehall pmtnptly refund to Borm�ver
<br /> any E�uod� bdd by I:,e�der. !f. undor� p�r�caph 21, I.eader eht�ll �crqulre ar tdl the Pmpaty. I.eader, Prbr to the .
<br /> acquititiatt,or,�ale of the Propetty. ul �pply uiy FLnds held by L��der at the tlme oi wce{uisitioa or�le� a crod�t .
<br /> �aimt the�dWng�a�und by tbis Savdty�t. '
<br /> 3. �p�,��a�Pqmeees. Udeu appllcsble law pmvida othawi�e. all paymenu rocelved by I.eader uodar
<br /> p�ujraphe i iod 2�hall be�pplkd: Mt, to �t►Y,P�Y�t char[a due under tbe Note� se000d,to �mo�mta pryible
<br /> � �mdcr 2t diird�to incerat due:fouith.to�princip�l due�md lut�to�my late a due undx t6e Nae.
<br /> ����Lkur. 8orrower�Ilpay al�,taxa. �rea�, chu�a. tma�impoddons auribaWile to�he
<br /> propertf �vhich mry +�qdn priority ova thL Savdty Inm�umaot. md la�old p�ymmts a arouod ceab. if ay.
<br /> Bormwcr�ll pay these obll�y�in the m�ooer pmvided in p�raac�ph 2.or if not in tlut m�oner,Botmw�er�Il
<br /> pay than on thne direcdy to he perwn owed p�yrneat.Botrower a6a11 pnxt�ptly llun�w i,eader dl nodoea ot amooiNe
<br /> ' ��under t6i4 p�r�r�ph. If Bormwa m�ka tbeee psymtau dlcecxly. Bonrorver�11�ma4tly 11�mi�h to L,aede'r
<br /> ��v.P�Ymma
<br /> � Horm�var �,:prompdy di�cltarge�my liea whkh bua priority ova thir Sxudty In�cumeat uukn HamMer:(a)
<br /> apee�in wridns w the paymeat of ttie obliwtion�ea�red by the lian in t m�oaer aooeptable w I.cader;(b)ooateMS in.
<br /> �ood faith tbc llea by� or deteada,ag�in=t� of We lidn ia� 1�1 whicb ia the Landet'�ophdat3'�
<br /> opa�te,:io prevwt the eofo�ameat of tbe liw� or �c) �ra from the bnl of t�e liea w�rameat wld�ctorY}+�
<br /> I.endes a�bocd�tbe liea to thla Securlty Inunwxat. If I�eader ddermina thn my pr�t of the Pr��p���ubject to a
<br /> .� liea rvl�ich may �ty over t6i� Savrity In�cnimeat� I.eaderm�y �ive BorroMer� notice b the lkh.
<br /> • Bormwer shell eadefy tfie!kn ur teke one or more of the a�tlons xt forth above�vithln 10 dz�s of the�lvi�M aoske.
<br /> S.Hs�ard or Propaty I��nna. Hon�ower shall keep tLe improvameaU now acluu�a bet�ai!!a et�ectcd ai tk�e
<br /> Pruperty inrured �ainit loao by fire. luz�c+da included withia the te:m "eatendod cover�e" aod any other bairds.,
<br /> Fo„n ao����no 4o.D.s�r.�sr
<br /> w�ca�s srsre�+s.�+c.,at.caaw.�seaox u�oo�a��-xun wnw Mo•,-rrt�ro, ky,fii,rC_._
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