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201301748 <br />Recording Requested By: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />(800) 576 -4687 <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />PLANNED UNIT DEVELOPMENT RIDER <br />Parcel ID: 40032790 <br />Loan No: 101259763 <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 27 th day of February , <br />2013 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed <br />of Trust, or Security Deed (the "Security Instrument ") of the same date, given by the undersigned <br />(the "Borrower ") to secure Borrower's Note to <br />Five Points Bank, a Nebraska Corporation <br />(the "Lender ") <br />of the same date and covering the Property described in the Security Instrument and located at: <br />63 Ponderosa Dr <br />Grand Island, NE 68803 <br />[Property Address] <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with <br />other such parcels and certain common areas and facilities, as described in <br />Declaration of Covenants, Conditions and Restrictions, of the herein named home owners <br />association, and any amendments thereto. <br />(the "Declaration "). The Property is a part of a planned unit development known as <br />Ponderosa Lake Estates <br />[Name of Planned Unit Development] <br />(the "PUD "). The Property also includes Borrower's interest in the homeowners association or <br />equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners <br />Association ") and the uses, benefits and proceeds of Borrower's interest. <br />MULTISTATE PUD RIDER- Single Family - FannieMae/Freddie Mac UNIFORM INSTRU <br />Form 31501/01 <br />Laser Forms Inc. (800) 446 - 3555 <br />LFI #FNMA3150 1/01 Page 1 of3 Initials: <br />