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201301746 <br /> any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall <br /> promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall create any <br /> obligation on Lender for an Environmental Cleanup. <br /> NON-UNIFORM COVENANTS.Borrower and Lender further covenant and agree as follows: <br /> 22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following <br /> Borrower's breach of any covenant or agreement in this Security Instrument(but not prior to acceleration under <br /> Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a)the default; (b)the action <br /> required to cure the default; (c)a date, not less than 30 days from the date the notice is given to Borrower, by <br /> which the default must be cured; and (d) that failure to cure the default on or before the date specified in the <br /> notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The <br /> notice shall further inform Borrower of the right to reinstate after acceleration and the right to bring a court <br /> action to assert the non-existence of a default or any other defense of Borrower to acceleration and sale. If the <br /> default is not cured on or before the date specified in the notice, Lender at its option may require immediate <br /> payment in full of all sums secured by this Security Instrument without further demand and may invoke the <br /> power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all <br /> expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable <br /> attorneys' fees and costs of title evidence. <br /> If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part <br /> of the Property is located and shall mail copies of such notice in the manner prescribed by Applicable Law to <br /> Borrower and to the other persons prescribed by Applicable Law. After the time required by Applicable Law, <br /> Trustee shall give public notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee, <br /> without demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and <br /> place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee <br /> determines. Trustee may postpone sale of all or any parcel of the Property by public announcement at the time <br /> and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. <br /> Upon receipt of payment of the price bid. Trustee shall deliver to the purchaser Trustee's deed conveying <br /> the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements <br /> made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses <br /> of exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and <br /> reasonable attorneys' fees as permitted by Applicable Law; (b)to all sums secured by this Security Instrument; <br /> and (c) any excess to the person or persons legally entitled to it. <br /> 23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee <br /> to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this <br /> Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally <br /> entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a <br /> fee for reconveying the Property, but only if the fee is paid to a third party(such as the Trustee)for services rendered <br /> and the charging of the fee is permitted under Applicable Law. <br /> 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor <br /> trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument <br /> is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br /> conferred upon Trustee herein and by Applicable Law. <br /> 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's <br /> address which is the Property Address. <br /> NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Male&Ql;aaOtte <br /> Form 3028 1/01 Page 12 of 14 www.docmagic.com <br />