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� q��"'�� <br /> __r�-aa - .iw,r..... _ - �+iu�ieuu��, —--- <br /> _�.._..,_._.__.._._._.�3... <br /> y•..1'I.r..:.7.1�`1{r'e`.�R7111� pi ^ _--------- <br /> -��`-:r_�j.t'-. <br /> • ' 70dE7HER WITH �M tM knprowrront� now or h�n�llK �ncf�d on th� propwty, and aM �at�rnnls, �ppuMn�ncw, �nd <br /> Hctuns now or I►�dK�put of tlw prop�rty.AN npl�c�n�ntt�nd�ddkbn� •h�M aito b�cownd by thk S�curky In�trummt. <br /> AN of th� forqphp h rrt�rnd!o In thk S�curky IntUum�n1 as Ih�"Prop«ty.' <br /> BOF�IOWER COVENANTS that Bor►owK k Mw1uNy s�lz�d of th��st�t� h�nby cnnwyW and hu lh� riqht to pnnt �nd <br /> conv�y tM PropKty �nd that tM Propaty M un�ncumbu�d, �ox�pt for �neumbru►eN of ncud. Borrow�r w�rnnts�nd wIN C,� <br /> d�hnd p�waly th�tkk to tM Prop�rty p�ln�t�N cl�fm��nd d�rtwnd�, subNot to any�ncumbranc�s ol ncord, � <br /> THIS SEGURITV INSTAUMHNT combina unYorm cown�ntt for ��tlon�l uN �nd non�unMortn aovsn�nts wkh Ifmit�d � <br /> wuMtbns by JurNdicfbn to eonsiNut��unkortn s�curky In�wmmt covKlny ml propMty. <br /> UNIFdNA COVENANTS. Bortow�r�nd L�nd�r oovm�nt nnd prN as rorows: <br /> 1. P�ym�nt of I�rincip�l and IntK�d; Pr�p�ym�nt�nd L�tR Ch�rp�s. eorrow..�r,�N prompty pay wh.n <br /> due the rhek�Al of And Inte�reat on the dbbt evidenced 6y the Note end eny prepaymont and late chsrqes due under the Note. - <br /> '1. �unds for Tax�� �nd InwriflC�. Subj�Ct to appYCaba hw or to 11 wrNMn w�kriK by I..�ndsr, BOrtOwM�h11N pay <br /> to UntMr on th�d�Y monthy p�ym�nts w dw under tM Nob, untM tl►�Not� k p�ld fn IuM, � sum ('Fund�')Mr: (�) yKriy <br /> tuas �nd us�tm�nts whbh may �if�ln prfprky ovrr thk S�curity In�trumint �� a Nm on th� PropNty; (b)y�ry N�s�hold <br /> puym�nts a qround nnn on th� Prop�rty, N�ny; (c) ywry hanlyd or prop�rty h�unnc�prMnium�; (d) yMrf/fbod hwruic� <br /> pnmlums,Y�ny;(�)y�uy mortp�p� Insuronc�pnmbm�, M�ny; and(Q�ny wms pay�bM 6y BoROwK lo l.vndlr fn�ccordmc� <br /> wkh tlr� provisbns of p�rpr�ph e, In Nw of tM ptym�nt af moAp�p� Intunnc� pnmium�. Th� M�m�t �n c�Wid 'Escrow <br /> Itwns" UncMr rtwy, �t �ny tim�, coGact and hold Funds h an urwunt not to uceNd lM maxMum�mount • 4nd�r lor � <br /> NtNr�ly nYt�d nwrtpip� bu� rt�y nquln for Borrowwe acrow aceount undK tho Nd�rtl RMI E�t�N SMtMm�nt Prx�duns <br /> Act of 1974�s �rtNnd�d kom tkn�to tim�, 12 U.3.C.8 2801 �c s�q. ('F�SPA"), uniss� �notMr yw th�t applM� to tM Funds <br /> s� • Y�st�r amount. II so,l.�ndK may,a�t �ny tim�, coll�ct and hold Funds In�n m►ount not to �ooc»d fM Ms��r amount. <br /> L�nd�r may�stirrw�t�th��mount of Fund� dw on th� ba�l� of currsnt d�u�nd nasonabN atYrnhs of�xp�ndkuns of lulun <br /> E�crow It�or otM�wls�in�ccad�nc�wkh �ppNcabw I�w. <br /> The Funds�haN b�hNd In �n fnatkullon whos�d�qoaits �n fnsund by�hdMAI �p�r�cy, h�strum�nbNty, or�ntky(Includiny <br /> L�nd�r, M Und�r is wch �n h:tkutbnj a h �ny F�d�nl Hom� Lo�n 8ank, UndK thaA appy tM Funds to pRy tM Escrow <br /> Ibms. I.�nd�r rrry not charp� Borcow�r Ior holdiny �nd�pplyinq th� Funds,annu�Ny �n�yzhp th��scrow account,a v�rMylr►g <br /> tM Etcrow Ita�, unbs� Undw p�ys Borrow�r inbns: on th� Funda �nd �ppifcab� Mw pwmNs UndK to m�k� sueh � <br /> charp�, Howw�r, LendK may nquin Borcow�r to pay � on�tlm� charq�lor an Ind�p�nd�nt n�l�sqM tax npoRinp s«vlc� <br /> u�d by UnWr in aonnsctfa� wkh this b�n, unlas applicabM 4w provid�s olMKwip. UnMtt an ��rMnt It rryd� ac <br /> �ppNcabh Yw r�puins InNrat to b�p�fd,UnrMr shaN not b�nquY�d to pay Borrow�r �ny int�ntt or Mminp� on tM Funds. <br /> 8orrow�r �nd Und�r rtwy �pr» N �witk►p, howMr, fhat inanat shaN b� p�id on th� Funds, l.�ndr thal pMe to BorrowK, <br /> wkhout cha�, �n �nnud�ccountnp of tM Funda, •howhp cndks �nd cNbks to th�Funds �nd th�purpos�for whbh Mch <br /> d�bN to tM Funds wu rtyd�. TM Funds�n pMclp�d��ddNbnal f�curky lor aN wrm s�eund by th�S�curNy Inslnwiwit. <br /> If th�Fund� hald by Und�r�oaca�d!M unounb pwmNt�d to t»h�ld by appNCabM kw,Und1r eh�M aceount to Barower <br /> for tl►�aa�ws Fund� In �ccorWnc� wkh th� rnqui�rtNnts of�pplfcabM Mw.If th�lunount ot the Fund�hNd by L.�nd�r at�ny <br /> tNn� k not wfffcNn!to p�y th� E�ctow It�ms wh�n du�, L�nd�r rtwy to notNy Borro�w�r h wrNinp,and,h wch caa Barow� <br /> shaN p�y to l.�nd�►the �n►ount n�c�s�ry to m�k� up tl» dNfci�ncy. Borrow�r sh�N rn�k� up tM dNicNney h no mo►�►than <br /> twNw monMy p�ymmts,at l.�ndws�oM dlscr�tbn. <br /> Upon p�ynMnt in 1uM of�N sums t�CUnd by thk S�curky Instrum�nt,I.mde►th�l prompty nlund l0 8ortoww any Funds <br /> i�iid `ur Liiiuii. ii,�riciw I+�rfN�i+i� ?i� Lw�ow sn���cqun or a�ii iiN Frop�riy�i.�now.Frrio►io in� �q4isiiion or sai� oi ii� <br /> Prop�ty, th1N apply any Funds hNd by l.�nd�►�I th� Itrw pf acqukkbn or�aM a a cndk�p�lntt tM sum�Ncund by thia <br /> S�ewky MeYumint. <br /> 3. 11ppltCatbn of PQynlenis. unbsa �pplbabM I�w provid�s oth�rwk�, �II paynwnu hcM�d by L�nda undK <br /> paraprepha 1 �nd 2 ah�1 b��pplbd; 1kst,to�ny pr�p�ym�nt charp� dw under tA�Nob; s�cond, to�rnounq pa�nbN undK <br /> pv�pr�ph$thtd, to Y�bnst dw;fourth,to principd�; �nd�st,to�ny�a oharp�s dw und�r tlw Nol�, <br /> 4. CIMr�Q4i l.l�fli. Bartow�r sh�M pry aA was, nss�ssnMnb, etwpK, Rwt �nd YnposRbns atbtwf�bb to th� <br /> PropKty whkh m0Y�tfain prbrky over thk S�curky Inttrummt,�nd Nas�hold p�yrn�ntt a pround hnt�,r.ny. e«row.r N,ar <br /> P�r tf� obMpldont k� lM m�nn�r provided In piu�prnph 2, or M not �W In that nrnn�r� BoROrvK th�M py tMm on tYrN <br /> dir�Clly to th� pMSOn o+wd p�ym�nt. Bortow�r ih�M promptly IumNh to L�ndM�� nocic.. a.ma,na eo b.w�d u�d.r�nts <br /> p�npnph. M BomOwK mrkN tMs� p�yrn�nK dir�,My, BorrowK �haM promptly fumMh t0 l.�ndK r�CMplt wit1MICY1p tll� - <br /> WY�ts. . <br /> Barrow�r shNl (xompNy dlseh�rp��ny Mrn whbh Mt prbrky owr MM 3�ou�ly Impunqnt unbss Bonowu: (�)prwe In <br /> wrltYq to tM p�ym�nt of tM obNp�tlon uewrd by tM M�r� fn � mrw��oo�pt�bb to L.�ncNr; (b) conM� h pood hlth tfN <br /> Mn bY� or dM�nds p�In�t �nfon,we»M of th� IMn In� bp�l{xoc»dtqs which In tM L.endMs ophion op��M to prMnt tM <br /> �nlorwrt�nt of d� 1wr or(c)srcunt kom tM hold�r of tM Nm �n�pr�n�nt f�tkNctory to 4�nd�►wbordiMtYq tM wn to <br /> Mk 5�curiry InsMnxrNnt. M l.�ndu dM�rmY� th�t any prt of tM PropMty N wbj�ct to a Nw� whbh m�y�Yt priorRy w�r thfs <br /> S�cwky IntYum�nt. I.MxMr rr�y piw Bortow�r�notfa kNntYphp tl»Un.BortOwM sMN ptkN fM�n or Wu oM a nan of , <br /> tM�ctbnt�et forth abovr wkhh 10 dtyt of tM y1vY�p af notia. <br /> 5. lim�'d or Ptoplrty In�urMCe.9arow�r snaY kNp th� MprownNnq now�od�t►np or M�rwfbr�nctW on th� <br /> Prop«ty inwhd�hst bss bY M� h�ards'i�clud�d wKhln th� tKm '�cund�d cownpa' and �ny othK h�xvds� Inaludhp <br /> floods or 1loodirq� lor whkh I.�d�r nquk�s MwronC�. This ins�x�nc� shal b� r�intah�d in th��mo�xib Iu�d for tM p�rbds <br /> th�t L�nWr nqulr�s. 17M hwr�na CarrlK provldhp tM Msunnc�ehaM b�chosm b�Baroww wbJ�ct to Und�s�pproval <br /> whbh thal not b� unnuonaby wAhhMd. If Borrow�r falk to mafntaln ewsrap� daCrbd �bow, UndK rn�y, �t LendM':� <br /> optlon,obWn cowr�to prW�ct L�nd�s riphts in tM Propwty in�ccord�nca wNh panproph 7. � <br /> M inwra�a POACN� �nd nn��►nle ahaN b� �cc�pt�bM to l.�ndv �nd shaM hcMxN a shndud matqq Clw�. l.�ndK <br /> �h�M haw th� ripht to hold th� poMCf�s�nd rwww�k. If UndK nquY�s,Barawer sh�N prompty piw to L�nda �N►�wipt�of <br /> p�ld pnml�ns �nd r�wal noticq. In tM w�nt of bts, Bortow�r sh�N piw prompt notic�to th�hwmc�cartbr�nd Lond�r. <br /> Und�r rtwy m�k�proof of bs� M not rtwd�prompty by 8ortow�r. <br /> Unirs�l.�nd�r md Borrow�r otMrwke�prM In wrkinp� Insursnc�procMds �haN b� �pplf�d to r�ttontbn or nQ�fr o1 th� <br /> Proprrty drirp�d, M tM nstor�tion or np�ir i�economic�ly N�sbN�nd Und�r's�curky k not N�saiW. If tM nttontbn or <br /> npat k nq�ca�omicaly NailbM or I.mdM's seourity wouid b� la�«+�d,IM Insunna procMds �haN b�appN�d to tM sums <br /> ucurod by this S�axky InsCummt, wh�thK or not tMn dw, wkh �ny pcass p�kf to Borrowr. If 9onowa rbmdons tM <br /> Prop�rty, or doa not antww wkhin 30 days ■ notk:e from UndK th�t th�hsuranc� cu� h�s oll�rrd ta sMtM �cMM, th� <br /> UndK may coN�ct th� fnwrme� procwdt. UndK rn�y us� tM proc� to npak or raton tM Prop�rty or to pay sums <br /> trcund by this S�curky IntdwrMnt,wh�tMr or not tMn du�. TM 30�dry perlod wiN bpin wMn tM notla k pA,�n. <br /> Unl�ss I.�ndK �nd Barow�r otMrwis� �prp in wrkinq, �ny �ppMatbn of procMds to prk►cipU sMl not �oMnd or <br /> postpon� the dw d�t� of tM monthy payma�ts nNrr�d to N pu�pnphs 1 end 2 or ch� tM s�►�aunt of th� p�yrtw►b. If <br /> undK puapr�ph 21 tM Prop«ty t��cqulnd by LendM, 8orrower's ripht to�ny insunnc�poNcirs�nd procMdt r�sukhp kom <br /> d�m�pr ta th� PropKty prbr to th� �cqulaklon �haN p�as to L�nd�r to th� �xtmt of th� sum= by Mk S�curNy In�trum�nt <br /> hnwrdy0�ly prior to th��cqubkion. <br /> o. uccupa�cr� rre�erv�iion, �inien�nce �nd �oie�iien oT ine �op�►�y; t�orrower`s i..o�� <br /> A�1p11Cat1011: LAi�Ah01d�. Bonow�r th�N occupy, at�blfah, Ynd us�tM Prop�rty as Borcorwrs pnc�lpal nsldwtc� wkhin <br /> sbRy d�ys dDsr th� aacutlon o1 tha S�curity Instrument �nd ahaM confinu� te occup� tM PropKty �s Bortowv�s prk�cpitl <br /> nsklM�e� fOr�t IM�t oM yMr�Mr tfN1 d�N of ocCUp�nCy, unla� L�ndM otMrwfa �prM� M wrkhp, whlCh COns�nt ilu1M oot <br /> W unrMSOMby wkhhNd,or unNss�oMnwtlrq ckcumst�nas�ockt whbh w Wyond Barowws conMOl. BarovrK thaN not <br /> dnMOY� �Me�q w k^Wk lh�Prop�AY,�MOw lh�PropKty lo d�tKfonl�. a eommlt wnb on tM Prowrty. 8orrow�r�haN W in <br /> dM�uk M any torNltur��Ctlon or procMdYip, wh�tMr cNN a crimk►rl, b b�qun th�t In Undw's pood faNh judprn�nt could nwM <br /> In forhkun of tM Property or oth�rwis�rrwt�Ny kr�fr tl»iMn cniMd by thk S�cuHty Inshummt w Lend«'s Ncurlty ht�nat. <br /> Fis�e.�MO�+oiw� P.o•t oi a � / <br /> � <br /> wi�e <br />