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<br />- �� � 'DOCiHTHHR W1TH�ll tha improvemcatv now or hereaftcr crxced on thc propcny�a�Q��uL��C�ces�and °`
<br /> '�•.' `''' � . fkwrea now or herafttr t put of tho propaty.AU nplacemon�a and addldan�shaU also bo covered hy�h��Socurity Inswmen�
<br /> � � Alf of thc forcgoingls refarred t�ln this SecurIty Insmsmcnt ns th�"Progc�ty.° �-
<br />;-� , . BORROWBIt COVSNANTS tt�st Borrowu ls l�wfully salsod of the esute hereby convcyed end h�a thn dght to arant and
<br /> �: � convey tha Pmpe:ty and that the P�npert�y Is unc.ncumbcroA�excq�t for cncumMronces of rocord.Barower werrants and will
<br />= defend generally the tlUa to tha Pmperty against�Il cWma�nd dan�nds�subject W any cncumbnu�ce�af rocord.
<br />: k r . 'I'Fi�S SECURITY INS'IRLJI�IVT combines nnlform covtnante for nsdonal usc and non-unlform covu�ents with Wniud
<br /> varlationa by jurL4dic�ti�on w consdwtn e uniform securlty inswmcnt covering nal pmperty.
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<br /> . � � UNIIaORM COVENANTS.Bomower ead Leadcr covcnent end agree as fo!lows: -
<br /> 1.Panneet otPiriacipal and Intereat;Prepayment and L�te Clu�ry�s. Bomowar a1Wl prompAY paY wtien due the
<br /> - r�` :� principal oP and intaest on tha debt evidenced by tha Note uid�ny prep�aymen[�nd IAte chuga dua unda tha Noto.
<br />;�..: _ , Z.�ads for Tuces�ad Iasur�na. Subject to spplica6k law or w a writun waivu by Lendu, �arowcr ahall pay to
<br /> ' ' I.ec�der on the day monthly payments erc due undcr the Note.until tt►e Note Is paid in fuU.w sum("Funds")for:(a)yearly taxes
<br /> `y� � u�d assessmenta whicl�may auain pdority over ihjs Securl Instrument�s s lien on the
<br /> . ry Prope,�tY:(b)Yearly lesuehold paymenta
<br /> a��Y�:.;,°-.•, a ground tent�on Ihe Propaty,if eny;(a)Yearly hazard or property lnsuru�ca premlumr,(d)yearly flood inauranca premiums.i[
<br />;�.�::;_;;KS.':t . w�y;i�) Yeariy mcxtgage insu�ance premiums.if any;and(��ny sums p4yable by Bortowu to I.enda,in accordance with the -
<br />�,;,�?{�<.r�r;; provi�ioas of par�raph 8� ln lieu of ibe peyment of mottgage insurance premiums.lhex itaas �ra called "Baaow Itams."
<br />- . .* • Leader may,at rnp dmo�colkct a�d bold Funds In an amount not W exaeai�he ma�cimum arnount�k.nder for e federaUy related
<br />;�..��„ a matgAge ban may roqulm for Barower's escmw aeconnt under tha federal Real Bstata S�t�err�r�t Proc.edu�es Act of 1974�s
<br />;'�fi''"';� vnended*from tim�a to Wne� 12 U.S.G Socdon 2601 et seq. ("RSSPA"),�another l�w th�t applka to tho Tunda e�eets a ka�a
<br /> •�"f_".irY�Mx � YIYIOU�IL L SO�I.ender may.a1 any dme. collect and hold Fulbs In an utwunt nat W oxceed the k,gser amoun�I,erider mty
<br /> ��:�`'�"': estimete the amoimt of Funds duc on the baais of cwnnt dua�nd reason�bb estimates of wc
<br /> {xndiw�es of fuque Bscmw itans or
<br /> -=``^t;'": othawixin acxordncewith�pplkablolaw.
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<br /> `�-�'-`i��� • '!be Fund�ahall be held in nn iusdtutlon wl�ose daposits ara insurod by�feclael agaicy.inst�umenGlity�ot atdty(includiag
<br />��T�:l_ I�erider. if I�cnder b such an L�dtution)or In�ny Federel Home Loan Benk.Lendar shaU�pply the Fund�to pay the Hxrow
<br /> ""':�Y�.�_, , Itema.L.endrs may not cha�rga B�rowu for holding and applying the Funds.�nnuelly an�lyzing ttk esaow�ccount,or verifY�B
<br />-----�� ti;. ifio nSCa�W Ii�lti'i.iGiicai L�wi�£a�y5 SCniBY�u��isicst u�ii�c Fuiuj.i atxI appIic:wja jaw pcmuis Lutda w rtla�o BuCh 11 C�1�$6.
<br /> =`_'''�� Howavu,Lr.ndtr m�y reqttire Bocrower to pay a one-tima chuge for an u�de�nda�t nal tstate tax rq�rdng eavloe wod by
<br />�-�-:-?'r,i�`:� I,endu in connoctbn wlth thia �oao�,�inles��ppllcabb law providcs othawise. Unk.ss�n agroement L rnade a opplk�bks law
<br /> ---'l.:t� , oires inta�est to be I.enda shall not be ultrd to
<br /> -- _;`��'�.� �1 P�. �4 PaY Barowa any intaest a ca�ninAs on ibc Fund�.Boaower and
<br />�--Li�� Lender miy agcee in wridng,boweva,that intenst shali bo paid on the Fl�nda.L,ernler shaU give w Bamwer,a3tdout ch�cge,m
<br /> :;t._�`_•• _ �nnwl aocoundng of tho Funds,showing cxedita And debita to the Funds ind Iha purpo�a fix which each dd�it b tho Fonda wa�
<br /> -' - -—= mude.Ttie Fw�ds srce pledgod�additionAl sxarIry for all suma eecurod by this Socurlty InsWtne�L
<br /> -- If the FY�r�ls held by Lender cxceed the�nounts permiqod w be held bY aPPlkabk law,I.ender shall occount w Barow�a fa
<br /> ��•� the eacceas Fands in�ccurdanx wlth the requi�+unents of applicablo law.If tho unount of the Funds held by Lender�t any tirt�e Is
<br /> _.",,.°"-''� not sufficknt to�Sy the Escxnw Ikm�when due�Lcnder may so nodfy Barowa In wdNng,rnd.in such cax Hoirowcr shW PsY
<br /> _----__ w Laid�tha unount nea.csary w malce up Ihe defieiency. Borrowu shall make up the def'�eieney in no nw�+e tfun twelve
<br /> monthlY 1xYma►t��u I.rndc,r'e eob dL�cretlon.
<br /> Upa�paymau in fi�ll of all sums secural by thls Socurity Instrumcnt,Gaidu shall p�plfy nfiu�d to Borrowa aay Fw�ds
<br /> ' deW by I�e+scla.Lf,unda paragr�ph 21,L�ender sf�all acquire a sell tha P�opa�ty.I.uukr�P�ior to the acquLvitian a ak of the
<br /> -- ------- Propaty.ahall apply any Fnnds held by Lcnder at tha time ot acquisitbn a s�lo es s credit agalast the sums socurod by this
<br /> --�-� socudty Insa,�menc
<br /> = 3.Appikatbn o�P�ymenta. Unkss epplicable law pmvlde�otherwiae,all payma►ts receivad by Lesnda under p�graphs
<br /> - — 1 and 2 ai�ail be applird:fi�at, to anY P�PBYment charges duo under tho Noto: second,to amoun►a pay�bk under p�h 2;
<br /> -��',�,�'.� third�w inta+est due;fowth.w prLiclpal dua and last,w any lata charges due under tha Note.
<br /> : --- .p---- 4.C6u�a=Lieos. Borrowcr shall pay all taxes. a.�sessments�charges�fuus and impositions aaribut�bb to the Pmpaty
<br /> ..:.m:.�_:,-�' which may att�in prbrity ovu th�i Se�urity Instrumen�and leasehold paymenis or ground rents.if eay.Bosrowet sh�ll pay these
<br /> --`"��1�� obUgtliona iin the mumu pmvidsd in h 2,a if not m that manner,�orrowa shall
<br /> _.��.__���. P�eP P�� PeY thcm on ti�ne ditocdy to tho
<br /> .:�.-��� pesson owed payment Bo�rowcr shall prompdy fumish to Lender all notias of amounts co ba unda t1�Li
<br />_ °`':°"":r�' • Borrowa maka these yments dic�ecd �Barowu shall � P�B�Ph.Lf
<br /> �°`:;:•;,n•�� Pa Y p�l�Y fumish w I.endu receipts evldencing the peyments.
<br />-_•�'�',--a"�'•; Horrower ehall P�PUY djschargo any llen which hav
<br /> - .. priatty ovu this Socurity Insdrument wless Bcxrowu: (aj agroes in
<br /> - . • - '.� � writing to the p�yment of the obligadon secural by the lfen in a cnanner occeptabk W Lenda;(b)contests in good faith the Ikn
<br /> _ .. � ��;�•�- by. a defends eg�inst enforcernent of the lieri in,legel prnoeedings which in the L,endec's opinion vperate to pnevent the
<br />_ - enforoement of tha Oen;a(c)secures 6rom tha holder of the Ik,r�an agrecment sadsfectory W Lenda aubordiiwting the iieri to
<br /> - -,. � '. this Seciuiry Instrument If Lendu detamincs d�t any pact of the Propecty is subjoct to a lien which mty awia priocicy ovu thi� -
<br /> , Socurity Instrument,L.ender may giv�Borrower a nodce identitying the 1ien.Borrower shall satisfy the lk.t�or�lce one or more -
<br /> of li�e acti�ons su fonh above within 10 days of the giving of notice.
<br /> °��„A„ �•bR NE �e��x�.o� r.�zoi� Forms02! Y;iO -.
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