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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />avid W Teutsch <br />STATE OF NEBRASKA, Hall County ss: <br />The f e oing instrument was acknowledged <br />, by David W Teutsch and Tammy M Tents <br />Witness my hand and notarial seal at <br />My Commission Expires: April 7, 2016 <br />IDS, Inc. <br />XERN. NON • State of Nabob <br />*Comm DANIEL ROTH <br />Exp. WAN <br />- Witness <br />before me this /4 day of /A -el <br />4iin said County, the date aforesaid. <br />1 b1icnie1Ro <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 13 of 13 <br />201301696 <br />- Witness <br />(Seal) <br />- Borrower <br />