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4gI <br />m <br />CC) <br />0) <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drivel, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308 - 382 -2900 <br />m common. Borrower is the trustor under this Security Instrument. <br />[Space Above This Line For Recording Data] <br />a DEED OF TRUST <br />CO MIN: 100846702011246334 <br />SIS Telephone #: (888) 679-MERS <br />rn DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13,18, <br />✓ n 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated March 1, 2013, together with all Riders to this <br />X i document. <br />(B) "Borrower" is David W Teutsch and Tammy M Teutsch, husband and wife, as joint tenants and not as tenant in <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. <br />(D) "Trustee" is U S Bank Home Mortgage <br />Trustee's address is 4801 Frederica Street , Owensboro, Daviess County KENTUCKY 42301. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 CL) Page 1 of 13 <br />IDS, Inc. Borrower(s) Initi <br />2 <br />c <br />