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201301631 <br /> is evidenced by Borrower's note dated the same date as this Security Instrument("Note"), which provides for <br /> monthly payments, with the full debt, if not paid earlier, due and payable on MARCH 01, 2028 This <br /> Security Instrument secures to Lender: cal the repayment of the debt evidenced by the Note, with interest, and all <br /> renewals, extensions and modifications of the Note: (b)the payment of all other sums, with interest,advanced <br /> under paragraph 7 to protect the security of this Security Instrument; and(c)the performance of Borrower's <br /> covenants and agreements under this Security Instrument and the Note. For this purpose,Borrower irrevocably <br /> grants and conveys to the Trustee, in trust, with power of sale, the following described property located in <br /> HALL County,Nebraska: <br /> LOT NINE (9) , BLOCK FIVE (5) , BONNIE BRAE ADDTION TO THE CITY OF <br /> GRAND ISLAND, HALL COUNTY, NEBRASKA. <br /> TAX STATEMENTS SHOULD BE SENT TO: WELLS FARGO HOME MORTGAGE, P.O. BOX 11759, <br /> NEWARK, Ns 071014758 <br /> Parcel ID Number:400022192 <br /> which has the address of 1214 N 4TH ST [Covell <br /> GRAND ISLAND (C'Hv/, Nebraska 68801 [Zip Code] <br /> ("Properly Address"): <br /> 'I'OC7L'I'HISR W I'I'H all the itnp ::n:menls now or herealltrerected on the properly,and all easements, <br /> appurtenances and fixhires now or hereafter a pan of the properly. All replacements and additions shall also be <br /> covered by this Security Instmment. All of the forecoing is referred to in this Security Inslrumnn( as the <br /> "Properly." <br /> BORROWER COVENANTS that Rolrower is lawfully sei•.e•d of the estate hereby conveyed and has the right to <br /> grant and convey the Pmpeity and that the Properly is uucueunlherod, except for cncambrauces of record. <br /> Borrower warrants and will defend generally the title to the Property against all claims and demands,subject to <br /> any encumbrances of record. <br /> THIS SECURITY INSTRLMIENT combines uniform covenants for national use and non-uniform covenants with <br /> limited variations by jurisdiction to constitute a uniform security instrument covering real property. <br /> Uniform Covenants.Borrower and Lender covenant and agree as follows: <br /> 1. Payment of Principal,Interest and Late Charge.Borrower shall pay when due the principal of, and <br /> interest on,the debt evidenced by the Note and late charges due under the Note. <br /> 2. Monthly Payment of Taxes, Insu ranee and Other Charges.Borrower shall include in each monthly <br /> payment, together with the principal and interest as set forth in the Note and any late charges, a sum for <br /> (a)taxes and special assessments levied or is be levied against the Property, (b) leasehold payments or <br /> ground rents on the Property. and(c) premiums for insurance required under paragraph 4. In any year in <br /> which the Lender must pay a mortgage insurance preminni to the Secretary of Housing and Urban <br /> Development("Secretary"), or in any year in which such premium would have been required if Lender still <br /> held the Security Instrument. each monthly payment shall also include either: (i)a sum for the annual <br /> FHA Deed of Trust-NE 4/95 <br /> VMP® VMP4R(NE)(1105)00 <br /> Wolters Kluwer Financial Services Page 2 of 10 <br />