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<br /> of Horrower'a coven�ats and agreements undcr thia Secuslty Instram�nt and the Note. For this pucpose, Bonower c
<br /> inevocably grants and coaveye to the Trustee. in truat.with power oP aale. the faUowing described properry located
<br /> in Hal l County,Nebraska:
<br /> Lot One Hundred Thirty-7wo (132), except the North One Foot (1') thereof, in
<br /> Nest Lawn, an Addition to the City of Grand Island, Hall County, Nebraska.
<br /> wbich ha,�ne a�dress of 1612 Grand I sl and Ave,Grand I sl and [s���,c�ry�.
<br /> Nebraska 69801 [Z�P eode� ('Property Address");
<br /> TO(iBTHER WITH all the improvsments now or hereafter erected oa the property. and all easements,
<br /> •. appurteaancea and fixtures now or hereafter a part of the properry. All replacera�ate and additions ah�ll also be
<br /> � covered by thta Security Instru�ment.All of the foregoing is referred to in this Securtty Iastrument as the"Pmpecty."
<br /> . BORROWER COVENAN'CS that Borrower is lawfuUy sefzcd oP the estate�enby conveyed end has the dght to
<br /> grant and coneey the Y�roperty and that the Propett}+ia uncncumbered.except for cncumbra:►ces of rocord. Horcower
<br /> ,.� warranca and witi defead gcrxraiiy a,a dit� t� t�a F��ys-�►-ty agalu7 atl rt:.tm: �nd slsmsn�. nu�jMr �� nny
<br /> eacumbrAnces of record.
<br /> THiS SECURITY INSTRUMENT combines uniform covenants for national uae and non-uuiform coveaanta
<br /> �� with limitod vulattops by jurlsdiction to constitute a uniform security instrurmettt covering re�l propeccy
<br /> � Borrower and Lenckr covensuit and agree u follows:
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<br /> � UNIFO�tM COVENANTS.
<br /> i 1. P�ymeut ot PMndp�l, Intatist aad Ls�te Chu�e. Bonowcr shall pay when due the princip�l of. aad
<br /> ' Interest on,the debt evidenced by the Note and late charges due under the Note.
<br /> � Z. MaNhiy PMymwt ot Taxes, Insur�nce and Other Ch�rga. Horrower ahill Include in rach monthly
<br /> � paymeat,together with the princip�l and interest u aet forth ia the Note and aay l�te charges�a eum for(a)taxes wd
<br /> . spectal tuessmenta levied or to be levied against the Property, (b) leasehold paya�eats or grnund tents on tUe
<br /> , Prope�ty�and(c)pnmiums for insuranse required uader puagranh d. In any year in which ttie L�ender must pay x
<br /> � maortgage iaauruaa premlum to the 5ecntary of Housing aad Urban Development("Secretuy'). or in �ny year ia
<br /> whicln such pnmium would have betn requind if I.�nder atill held the Secur[ty tnstrument. e�ch moathly p�Ymeuc
<br /> sh�ll also inctude either:(i)a sum for the uu►ual mortgage tusuraace pnmium to be p�td by Lerxkr to the Secretary.
<br /> �: or(ii)a monthly charge instead of a mortgage insuru�ce prcmium if thia Security Instniment i�held by the Ssccetuy,
<br /> • in a reaaoaable amount to be determiaed by the Secntary. Except for she montWy chuge by che 5ecretary, these
<br /> � ' iteros are called"F.acrow Items"and the aums patd ro Leader are called'Escmw Funds.'
<br /> ' Lender raay,at any tlme.coAect and hold araounts for Escrow Item� in an rggregate amouat not co eacad the
<br /> cpa�ctmum aznount that may be required for Burrower's escrow account under tbe Real Estate Settlement Proceduns
<br /> � • Act of 1974� 12 U.S.C. Secdon 2601 et seq. and implementing ngulationa, 24 CFR �art 3500, us they msy be
<br /> amended from dme to time(`RESPA"),except that the cushion or reserve permitted by RESPA for unanticlpatal
<br /> disbursemente or disbursementa before the Bomower's payments are available in the wccount may not be baud on
<br /> auiounts due for the mongage insuxance premi«m.
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