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.. <br /> 98- ��.osiz <br /> lo�a exceed the permttted limits,thea: (a)wy tuch loan chuge sh�]!bt reduced by tl►e unount naessuy to roduce �he chuge <br /> [o the permicted limit;�ad (b) �ay sums �Ir�ady collected from Borrower which exceeded permittod limia willEx nfunded to <br /> Borrower, L�ender may chooae to meke thia rcfund by reducing the pdncipal owaf under the Note or by mdcing � dimt <br /> p�ymrnt So Borrawer. If � retut�d reduas princip�l, the reduction wiU be treated �s �partW prep�ytnec►t without any <br /> preWYment clur e under the IVote. <br /> l�l. N�oeo. Any n�tla to Borrowa provided for in thie Security Iiutrument s1uJl be Bivea by deliveriug it or by <br /> muling it by first cla+u m�il unla� applicable ltw requina use of another metliod. 'lt�e notia chall be dir+ectod to the ProPertY <br /> Addras or aay ather address Horrowa daignaes by mtice to Lender. Any notice to Le�ah�li be gi��rn by first cl�sa mril <br /> to [.aider':addra� stacod herein or my other�ddraa Lender designud by notice to Borrower, Any notice provided for in <br /> tbis Securiry Imuument ehall be deemed ta tuve bea� given to Borrower to I.aider when �iven �e provided m tbi9�B�+p�►. <br /> 1S� Governin�Law;Sera�bWty. 'Ihis Sx►snty Instrur..�►t sh�U tx governed �6y federal IRw wd the �t w of tlu <br /> jwitdictioa in which the Property ia locsued. In the event thu �ny provieiun or clauae of thU Security Insuument or tbe Note <br /> oonflids with�pplicable law,such contlict�hdl rwt affecc otha pcovia�ons of this Sxudty In�trumcnt ar the Note which can <br /> be given effect without We oonflicting provi:bn. To thia end the provisiona of thie Securiry Inet�rument nnd the Note ue <br /> declued to be uvaable. <br /> 16. Borrowa'�Copy. Bo�mwer�hall be g�ven one ooaforcned a�py of the Note �od of this Securiry Gutnuneat• <br /> 17. 'Mader ot the Propectl or�B�Idallntae�fa Borr°wa'. If�tl or�ny puc of tlie Prop�.rty or my iaterat <br /> in it i�sold or uaosfersed (or if�beaeficid itMeredt in Borrower is wld ar tdmaferrod �ad Bormwer is not a wtur�l penon) <br /> without I.eader's prior writta► aoosent. I,rnda may.at ib aptioa,requin immedlate p�ya�eat ia fup of i!f amt�eciued by thlc <br /> Security Lstrumeat. However,this option�h�ll not be exercixd by La�der if exerciu i�prAhib�tod by tedenl law ae of the d�te . <br /> of this Socurity Imtruaiait. <br /> If La�der exerciacs th1�opdon. Leada sh�ll �ive Borrower notioe.of�cceler�tIon. The ootia shill provide�pe�lod <br /> of nd laa thaa 30 daye from the d�te tl�e nake fs ddivered or m�iled wlthin wbich Borrower must p�ay�II �ro�ecure� by <br /> t�;s 5,.:..u':r� Isb-tn:az„-a:. !f*?^:rr�e► �!!s i�pay rhrx �,ms odor tn We expiruibn of thit isedod�L�nder may invoke�my <br /> ranedies ttod by thlt Sewdty Instrumeac without futther notke or dc�t�nd on Hosrower_ . <br /> l�forrovra't W�6t to Rdnsfate. If Borrower mew attain condidao�, Horrower ihall have the d�6t to dave <br /> eafo�+amrnt of tLi� Savrity Imtrumant dieoodtinued M any time prior W tLe aulier:bf:• .(�l S d�y�(or wcb other period a� <br /> �ppliable law maY specifY for ninstxaneat) before ule of U►e Propc�tY Wrn�+ar �°�y'P�owa�f ate o�ined ia this Securtty <br /> In:uumeat: or(b)eatry of a jud�n�nt er�forcias this Securiry Inattument. 1ho�e oondidons ue tiut Bamower: (�) P�Y��� . <br /> dl sum�w6jch thea would be due under thi� 5xurlry I�utrument ad the Note m if no�axlaetioa h�d ocarrod: (b)cure+!n7 <br /> . default of any other covewnts or yroema�ta� te)WYa al1,e�cp� u►curtrd fn enforeing thi� Sea�rity Im�nnau� iuclud�ai. � <br /> but not limited w reawn�ble atror�y�' fa+: nd (d)takes.eugh accioa s+�I.er�der�my rexroo�bly require to uato t2ut the liea <br /> of tbis Security lu�truaYnt, IreMer't�ighu tn the P�operty ud Borrower'�obli�atioa to p�y the auna�ecurod by thl�Security <br /> Instnnnent �ddl coatinue uoclun�ad. Upon rcu�wtemmt by Borrower, this Security Iaswmanc and tbe obli�adon� secured <br /> hereby sd�ll rar�ain lully ef[oc.tive a if no�oaleradou h�d occwsed. However�thii right to rcinaWe shall aot�pply ia the cve <br /> of axdauioa uad�r���7. witb thi� Sxudty • <br /> 19. S�ie ot af I.an Serka. 'Ibe Note or ap�tW mterat ia the Note(tuietha' <br /> Inatcu�eat) np�be �old ooe a;►nore dmd without prior notia to �ortowa. A wlo mry �+antt in �dt�o�o in tbe eatity <br /> (known �t6e Loim 5avioer")+.t��t oolledu moothlY P�Y�+ due unda t6e Note aod thi�Securtty lwuu,aneat. Thae �la <br /> niay be ooc or more duo�a uf tl�e Lo�m 5aviar uard�tod to a ale of the Nau. If tbae is s� of tLe L,an Serviaa, <br /> Borrower willbo giveu wntua notia of the c6inje in�coocduta with par�r�ph 14 above nd �ppli le larv. 'I7�oocioe N►111 . <br /> atate tbe a�me aod #ddreu of the nnv Laa Saviar�md the addreu to which paymaia sbould be rnde. 7Le nocioe will�Iw <br /> ooau�in �ay o�ha infomL[9on roquirai by spplic�ble law. <br /> ?A. Bar+rdas 14ubrt��c�. Borrowa ehdl iwt c�use or perniit [he presenoe� use,tispaal��ortge or relwe of any <br /> Hazudow Subat�ooa oa or ia tb�Prope�ty. Aorrower�h�ll not do,nor apow myaoe d�e to do.�nythu��ffeaini t6e Prop�tY <br /> that le in viol�tion of�n�viromm�W Isw.'Ibe praoedia� two sa►tencres s6�ll aot�p�ply w tbe ptaenoe� ��ra'd���l <br /> the Property of smafl dda of Hrracda�Subtanoea tlut acr geaeral�y rocogniaed to be appcopri�co . <br /> wa�od to mtiuta�rmoe of t6e Property. <br /> Horrowa shall P�'omptlY �ive I.evder written nocia of my invati�tioa.cl�im�deamnd,�t or otha �ctlon by ouY <br /> �overncnental or rcgul�tory agency a privuepucy mvolviaQthe propert�r aad my Huardow Subt�noe or F.aviro�n� t'a�►' <br /> af w6ich Bo�rowa lut�ctwl knawledge. ItBorrowa larnf,or i:not►fiod by my aovernmeat�l or Rguluory autfwrity.ttuc <br /> �ay ramval or other ranediation oi wy N�cudau Subetma �ffectin�the Pmperty is necaury,Bortower sh�il promQdy take <br /> �Il nexauy c�edial �ctioos In acoordmce with Environmental I.aw. <br /> A� usad in thuW�$�P h 20. "H�zudvus 5u1»aooa" ue those subswwes defined as toxic or duudow subatanoes <br /> by EavironmentRl Law�ud tne followind�ubtanoa: 6aw11ne,kero�eae, other fl�mamible or taxic petrok+ym products� wxic <br /> Qesticides and tiabicida. volatile plvena,xnueri� contaiaina �sba�ta or fomnldehyde.ad rdia�ctive muentl�. Ac wed <br /> m this para�r�ph 20.`Fnvironme�W I.�w" maas foderal laws�nd laws of the jurisdictioa w:aere the Propaty is lc�catod ttuu <br /> [elue to he�ith, s�fety or envlroam�atal pcotxtion. <br /> NON-UNIFORM COVENANfS. Borrower�od I.eader funher oo�rnaot m� � +�follow�, <br /> 21. Acoda�tlon:Remedle. I.euder tlWl�i�e notlae to Barower prlor W�oed�ti,o�fdbwle��'��� <br /> ot any ow�es�nt ora�a neat�tbb S�ew�iry Inrtrwe�ent(but uot ryior to aooder�tla�uoder PrynPh <br /> Iaw da otLerwi ). Tbe uotke s�Wl spedt�: (a)t6e dd�ulti(b)���''e9��to care the de[ault;(c)a d�te,not <br /> t...e��..w'�A A�ra frem tl�e d�fs t�he mflo� Y dva to sorrower,by w6ieh tLe ddwlt mwt be eured: snd (� th�t tWure to <br /> c�u�e t6e dd�Wt on cr�bdaye Ibe dNe rp�ciflaf iu tbe notke m�r ra�lt W aoorieratiwn atae�re�v��u o�'i�o.�-w.�� <br /> IiaMruinmt�nd ale of the Proper#�, 7be eotloe�hall[wiLer tatorm Eorrower aI tLert�t to rdn�tr�[tar�ocekratlon�nd <br /> the r{s6t to brio��oourt�clion to�+�sect tbe non•eaci�te�occ ot a dehult a ay�otber deleme�of Barowa to�adaWon�ad <br /> We. If tbe dr1�Wt�not c�ued oa or bdore the d�te rpedffed W tbe ootla�I.ender�t Its aptian m� require fu�m�sts <br /> P�7�t la NII ot all nw� �ea�rad by t6js Security Instnm�eut witLout further danaud�nd a�r In�tbe power o[n{e <br /> u�d�nY otLa twnedls pa�t�b�appl[able l�w.Lender�11 be entitAed to toUect sp acp�ra i��cwr+ed In p�wdy tbe <br /> reinedla prodda!in t!�n���yw 21,Indudlu�,but uot lfmited to,re�uouabk�ttornep�' taes�nd oaRa d tNk C+id'eoe. <br /> [t tbe power o[nle b iarolcal,'ilv�tee duU record s notice of dd�ult Ia e�eh oart In wY1cb�ey psri d tre <br /> �7����bed b�p ulab!e I�iw,Atta�t6e rneti � r�quJred �►rb ��w�+���Li�e Publk oolia o�ede <br /> otha�per�om pn�crl � � <br /> tnieial�� -- <br /> N�RAg�(A.BFo�y Fadiy-F�rWt M�e/l1r�� Mac UNI[OAM INS't�Ul►flSN'f R�w JIR1 f1l� <br /> Pirp 1 of S �� ��� <br />