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20130160 with interest, advanced under Paragraph and agreements eements unde security his Security Inustrument Instrument; d the Note. performance of Borrower's covenants gr this purpose, Borrower irrevocably grants and convey Nebraska: LEGAL DESSCRIPTION ATTACHED t, with power of sale, the following described property located in Hall County, HERETO AND MADE A PART HEREOF. Cairo [City], Parcel ID Number: 400399334 which has the address of 5280 N Bluff Center RD [Street], Nebraska 68824 -2020 [Zip Code] ( "Property Address "); and all easements, TOGETHER WITH all the improvements now or hereafter erected on the property, s shall appurtenances and fixtures now or hereafterlof the foregoing is referred in this Security Ins also be covered by this Security Instrument. Al as the "Property." BORROWER COVENANTS that Borrower roa is t lawfully the roperty seized unencumbered, except for encumbrances the right to grant and convey the Property of record. Borrower warrants and will defend d. generally the title to the Property against all claims and demands, subject to any encumbrances of THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. Borrower and Lender covenant and agree as follows: UNIFORM COVENANTS. 1. Payment of Principal, Interest and Late Charges. and g at e charges due shall the Note. due the principal of, and interest on, the debt evidenced by the Note 2. Monthly Payment of Taxes, Insurance and Other Charges. Borrower shall include in each monthly payment, together with the principal and interest as set forth in the Note and any eascharges, a sum for (a) taxes and special assessments levied or to be levied against the Property, (b) l payments or ground rents on the Property, and (c) premiums for insurance required under Paragraph 4. In any year in which the Lender must pay anrtgeaein insurance premium such premium the Secretary ld have been required and Urban Development ("Secretary"), Y year if Lender still held the Security Instrument, each monthly payment shall also include either: (i) a sum for the annual mortgage insurance premium to be paid by Lender to the Secretary, or (ii) a monthly charge instead of a mortgage insurance premium if this Security Instrument is held by the Secretary, in a reasonable amount to be determined by the Secretary. Except for the monthly charge by the Secretary, these items are called "Escrow Items" and the sums paid to Lender are called "Escrow Funds." Lender may, at any time, collect and hold amounts for Escrow Items in an aggregate amount not to exceed the maximum amount that may be required for Borrower's escrow account under the Real Estate Settleme Part nt Procedures Act of 1974, 12 U.S.C. Section 2601 et seq. and implementing regulations, 3500, as they may be amended from timo �sbur�ments before the Borrower's payments are available by RESPA for unanticipated disbursements lab e n in the account may not be based on amounts due for the mortgage insurance premium. Revised 4/96 HCFG -00703 10/12 FHA Deed of Trust -NE page 2 of 10 FHA D 201302224.3.6.24 J 20121109Y Wolters Kluwer Financial Services 11111111111111111