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... <br /> . .. •.. . _ ......y,b, ---- - . <br /> . _ r „ <br /> ._... _ .._..,,�,: <br /> .. . ..,.,��, . ...._ .. <br /> � . . '"_"__.... <br /> . __._.__. ... .. ... . . <br /> .._._ . . _. _.._. .. <br /> _ . .. .. ... .. .... <br /> .._... ..___._.. .. <br /> payments m�y nn longer be rcquired, at the optlon of Lender, if mortgage insur�nce coverage(in the'3Cmount ��M'�1�'pE��pd <br /> thtt i�der rcquircs)provlded by�n insurer�pprovod by under agoin becomes available�nd i�obtained. Borcower sh�ll paY <br /> the premiums required io maimain mortQ��e insurana in effect,or tu provide a loss rcaerve,until tha requirement for monaage <br /> ir�turance ends in accordince with�ny written a�reement between Banower and L.ender or applic�ble l�w. <br /> 9, ln�pectlon. Lender or ita a�ent may make rcaaon�ble entries upcm �nd in�pectlon�of the Propeny, L.ender shall give <br /> Borrower notice at the timt of or prior to�n inepection specifyin�reuon�blt cauu for the inspection, <br /> ln. CondemnwNon. The proceeds of any a�wud or claim for damages, dinxt ar consequenti�, in caruixiion with �ny <br /> condemnation or other ukin�of�ny put of the Property,or for conveyance in litu of condemn�tion, are hereby �+signed �nd <br /> shill be pud to Lender. <br /> in the event of x tot�l uJcing of the Properry. the proceeds shall be applied ro tha smns secured by this Security Instrument. _ <br /> whether or not then due, with any exceu paid to Borrower. In the event of a puti�l ukin�of tht Propercy in which the f�ir <br /> m�rl�et v�Jue of the Property immediately before the aking is equ�l ta or greater thxn the�mount of the sums aecured by thls <br /> Security Instrument immediuely befon[he aking,unless Boaower�nd l.ender otherwise a�rce ia writin�,the sums securcd by <br /> this Securiry Instrument �tU be reduced by the amount of the procceds multiplied by the following fraction: (a) the totai <br /> �mount of the sums secured immedlately before the tal;ing, divid�by (b) the fur merket value oi the Propert,w immediatdY <br /> bofore the taking. Any bdancx sh�ll be paid to Borrower. In the event of a partial t�lcing of the Property in w6ich the fur <br /> mukec value of the Property immediately beforc the Wciag i�Ic.sa th�n [he amoun[of the sums securod immediuely beforc thG <br /> talcia�. unlas Borrower and Lender otherwise�gra in writiag or w►lesa applicable law otherwis�provida. the proceeds shall <br /> be�pplied to the sums secural by this Security lnstrument whether or not rhe sums are chen due• <br /> If the Property is�bu�donai by Borrower,ar if, �fter notice by I.ender to Bormwer that the condemnor offsrs w m�k��n <br /> awud or u[tle a claim for dunaga, Borrower fal� tn rcspond to Lender within 30 daya after the date the notice is �iven, <br /> Lxnder is�uthorized to collxt and apply tlse procetdt, at its option,either to restoruion or npair of the Property or to the sums <br /> secured by this Security Insuument,whetbar or not ihen due. <br /> Unlas I.ender and Bonower othenvise agra in writing, any application of proceeds to principal stull no[ extend or <br /> po:tpo�the due dua of the monthly payrnents referred to in puagriphs 1 pnd 2 or chaage t6e unoun[of iuch paymeots• <br /> 11. aa�rowa Not Rdased;Forbrarance By Lender Not�Wailver.Extension of tbe time for paymeAt or modificuion <br /> of uaortiz�tion of thc aums secure�by this Securiry Ina�n�ment granted by Lender to any suc.cessor in inureat of Borrower sha11 <br /> pot opente to rcle�se tbe li�biliry of the origuW Borrower or Bomower'c successors in intere�t• Lender�ha11�o�b�ralwred i° <br /> oommet�oe proceedings against any sua�esaur in imerest or nfusG to extend[ime for p�yment or otherwise modify�morti�at�on <br /> of the sums xcurod by chis Savrity Inscrum�nt by nason of any demmd m�do by che ori�iwl Bo�rower af BorroWa's <br /> suxes�on in ineerat. Any forbeuaace by Lender in ezercising aay right or remody sha11 not be a waiver of.or,preclude tha <br /> eurci�e of any ri�ht or remedy. <br /> 12. Suocnwrs �nd As�i=ns Bound; Joint�nd Severa! Uability; Co-�itaexs.The ooveaanu and agreeaxnts of�this . <br /> $ecutlry lnstrunlwt sd�ll bind and beneftt 1Le sucCesso� and assip:s oi Lciiuei w�+:�rta�t., au�j�: i� *ht �Inyis'_rwlfi nf -_ <br /> pwr�rap6 17. $orcowu's covenmts and a��eerneaa ahall be joint and seven�l. My Borrc�wer who co-:i�ns this SecuritY, <br /> insi.tummt buc doa noc execute the No�e: <�) is co-si�ning�this Secwriry Inatrumenc only to more�,a�e, �rau�amd oonvey thac <br /> Borrawer's inte�est in the Property under the terrns of this.Security lnscrumrnr, (b) is cwt per�onally obligued to pay{he aums', <br /> �avrad by thit Securiry Instrumrnt;and(c)�grees that La�der wd�,�¢�tfier Borrower usay egrx to exteod. nwdify;fos'beu ar ':. <br /> mtke any�ccoinnwdations with regard to tlie terms of this Sa.�uriry lnsttument or the Note wittwuc tbu 8orrower'c cau�rni. ��<•.: <br /> .. 13.Lo�o Craess. lf the low secured by this Secutiry Insttumeat is subjxt[o s law which aeu mu�imum'lwa ch�r6es. <br /> and tbat I�w is fuWly in[etpraed w th�t the intaat orqtber low char�a collecced or to be oollectod in conip�eiion with th� <br /> lan exoeed tbe pe:mined limi[s.thea: (�) anY wch loan char�e siWl be reduoed bY the amount nocaiery [o rtduce the cha�e <br /> w tbe permiaed limit:and N)any sums already coUocted from Borrower which exceeded permittod limiu wiU be retunded w <br /> Bo�rowa. Leader may chowe to m�ke this refimd by reducin� the principal owed under the�rloiG or by m�king � direcc <br /> p�ymmt to Bornow�er. lf a refund reduces principal, the reduction will be treated � a p�rtial PRWY��_witLout my <br /> P�'mmt chu�e under the Note. '.. :'t ' <br /> 14.NeNea+s.Aay notia w Bornower provided tiqr,�n�Wis Securiry Iastrumentat�irtl be�ivea by deliverir�it or by mallin� <br /> it by firrc clau m�il unlas applicable law nquira wo'��ii�other me�hod.The ooti�e.shall be direaed to the Propercy Address <br /> or ny otua sddrrsc Borro�rer dai�o�es.by naioe •to Leader. M�c�totia to �eiid�r � be jivaa by fim ciass mai! ca' <br /> L�eader's�ddress sated berein ar any ot}ie�t:xldress�a�der desi�nues:by.i�otice•[ci�.Borrower. My notice providod for in chis <br /> Security lattrumau sh�ll!x dxmed to have bew giv��o Borrowa or i.eader whrrr�;ven u ptovidod in this Paraarnph• <br /> .'1S.Getreraln� LaK: Seretabflity. '1'his 5ecuiity,.inttnimeac sl�ll be gover�aed by feda�l Isw and'tht law of the <br /> juti�diakn in w6ich tbe Pcoperty is located. In the evdii thu my provisioc►or clau:e of this Socuriry Instn�inwt or tbe Note <br /> oo�ilicxs with spplicable i��,:uch conflice a6a11 not affac other provi:iana of this Security Instnimene or the Noce which can be <br /> pveo ePfea wit6out the conflicting�mviaion. To this md the proviaions of this Security Insaurneat and the Note u�e declued <br /> W be:everable. <br /> ' ' 16.Borrower's Copy.Burrc+wer shall be given one conformed copy of the Nate'i�nnd of this Securiry Instrument• <br /> • fonn�02� �180 <br /> • �-s111ME1'liaia►.o� �'�'�a� "'w•:_„___--.. <br /> .' '� j' •;'e�+• <br />