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201301560 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it. <br /> yr/a _ _ (Seal) <br /> MI •AEL SCHAAF -Borrower <br /> (Seal) <br /> VALERIE K SCHAAF / -Borrower <br /> (Seal) <br /> -Borrower <br /> (Seal) <br /> -Borrower <br /> Refer to the attached Signature Addendum for additional parties and signatures. <br /> 24003755 <br /> NEDRASKA-Singly Pamlly-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> VMPO VMP6(NE)(ll05) <br /> Walters KILN/et Financial Services Page 1 6 of 1 Y <br />