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PLANNED UNIT DEVELOPMENT RIDER <br />201301546 <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 22nd day of <br />February 2013 , and is incorporated into and shall be <br />deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the <br />"Security Instrument ") of the same date, given by the undersigned (the "Borrower ") to <br />secure Borrower's Note to EQUITABLE BANK <br />(the "Lender ") of the same date and covering the Property described in the Security <br />Instrument and located at: 1527 STAGECOACH RD <br />Grand Island, NE 68801 <br />[Property Address] <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, <br />together with other such parcels and certain common areas and facilities, as described in <br />Declaration filed #77- 007304,Supp. Dec. filed 7/28/90 #80- 003590,Amend. <br />Dec. filed 1/2/13 #201300003,Terms & Conditions Riverside Estates Owners <br />Assoc aka Coach Place Homeowners Agreement filed 12/18/09 #200909943. <br />(the "Declaration "). The Property is a part of a planned unit development known as <br />Riverside Estates Owners Association aka Coach Place Homeowners Agreement <br />[Name of Planned Unit Development] <br />(the "PUD "). The Property also includes Borrower's interest in the homeowners association or <br />equivalent entity owning or managing the common areas and facilities of the PUD (the <br />"Owners Association ") and the uses, benefits and proceeds of Borrower's interest. <br />PUD COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's <br />Constituent Documents. The "Constituent Documents" are the (i) Declaration; (ii) articles of <br />incorporation, trust instrument or any equivalent document which creates the Owners <br />Association; and (iii) any by -laws or other rules or regulations of the Owners Association. <br />Borrower shall promptly pay, when due, all dues and assessments imposed pursuant to the <br />Constituent Documents. <br />13- 01- 000027 <br />MULTISTATE PUD RIDER - Single Family - Fannie Mae /Freddie Mac UNIFOR INSTRUMENT <br />Form 3150 1101 <br />Wolters Kluwer Financial Services Page 1 of 3 Initials: <br />VMP ® -7R (0811) <br />