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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Matthew C Oliver <br />IDS, Inc. <br />6818iM MOWN • Slate alNeOras1a <br />DANIEL ROTH <br />*Comm. April 7,2018 <br />- Witness <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall County ss: r <br />The fore oing instrument was acknowledged before me this 7 day of reh <br />, by Matthew C Oliveriind Am E Olive / <br />n As K A MATTHEWaOLVIER / .' Lie�� irm said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />Notary Public Daniel Roth <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 13 of 13 <br />201301539 <br />- Witness <br />