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20130153E PLANNED UNIT DEVELOPMENT RIDER THIS PLANNED UNIT DEVELOPMENT RIDER is made this 19th day of February 2013 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument ") of the same date, given by the undersigned (the "Borrower ") to secure Borrower's Note to Home Federal Savings and Loan Assn of Grand I sl and (the "Lender ") of the same date and covering the Property described in the Security Instrument and located at: 57 Sonja Dr Doniphan, NE 68832 [Property Address] The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other such parcels and certain common areas and facilities, as described in Declaration of Restrictive Covenants and Conditions filed November 2, 1992 as Document No. 92- 109502 in the Hall County Register of Deeds Office- Amendment filed December 10, 1998 as Document No. 98- 112147 (the "Declaration "). The Property is a part of a planned unit development known as Amick Acres East [Name of Planned Unit Development] (the "PUD "). The Property also includes Borrower's interest in the homeowners association or equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners Association ") and the uses, benefits and proceeds of Borrower's interest. PUD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's Constituent Documents. The "Constituent Documents" are the 0) Declaration; 01) articles of incorporation, trust instrument or any equivalent document which creates the Owners Association; and (iii) any by -laws or other rules or regulations of the Owners Association. Borrower shall promptly pay, when due, all dues and assessments imposed pursuant to the Constituent Documents. MULTISTATE PUD RIDER - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form K0 1/01 Wolters ft.-�y /l �'/ n Kluwer Financial Services Page 1 of 3 Initials: /C VMP ® -7R (0811) ;i t ; .