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201301557 <br /> 12. Borrower Not Released;rorbearanceBy LenderNot a Waiver. L\tension of the unre for pa)meet of <br /> modification of amortization of the sums secured by this Security Instrument granted by Lendet to Borrower <br /> or any Successor in Interest of Borrower shall not operate to release the liabtlil of Borrower et an <br /> Successors in interest of Borrower L:oiler shall not be minuted to commence Inoceeclmgs against ally <br /> Successor in ]nierest of Borrower or to refuse to extend time for payment or otherwise modify canonization <br /> of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or <br /> any Successor, in hilliest of L'otiower Any forbearance by Lendet in exercising any itch! o€ temech' <br /> including. without limitation. Lender's acceptance of payments from third persons. entities or Successors in <br /> Interest of Borrower's in amounts less than the amount then due. shall not be a waiver of or preclude the <br /> excicise of any tight or remedy <br /> 13. Joint and Several Liability;Co-signers;Successorsand AssignsBound.Borrow cr coy enants and <br /> agues that Burrowers obit unbolts and [iabiliI shall be joint and seveial. flow ever. am Borrower who <br /> co-signs this Security Instrument but does not execute the Note (a "co-signer"]. (a) is co-signing this • <br /> Security Instrument only to mortgage. grant and convey the co-signers interest in the Moped). under the <br /> terms of Ihis Sceunl-. [ma MIL IL'ne (b) is not personalb obligated to pay the sums secured bj, I111s Scout, <br /> Instrument: and (c) agrees that Lender and any other Borrower can agree to extend, modify. forbear or make <br /> am accommodations with regard to the terms of this Security Instrument or the Note without the co-signers <br /> content. <br /> Subject to the provisions of Section IS,any Successor in Interest of Borrower who assumes Borrower s <br /> obligations under this Securj, Instrument in wilting. and is approved by Lendei shall obtain all of <br /> Borrowers rights and benefits wider this Security Instrument. Borrow'ei shall not be released Gout <br /> Borrower's obligations and liability under this Secant} Instrument unless Lender agrees to such release in <br /> writn 's. The covenants and agteemenls of this Secutih Instrument shall bind (except as provided in Section <br /> 20) and benefil the successors and assigns of Lendet. <br /> 14. Loan Charg es.Lender ma) charge Borrower fees for services performed in connection with Borrower s <br /> default, for the purpose of pn•iccting L under-, interest ui the Properly and rig]]]s under this Secunh <br /> Instrument, including. but not limited to. attorneys' fees. property inspection and valuation fees. In regard to <br /> an other fees. the absence of express authority in this Security Instrument to charge a specific fee to <br /> Borrower shall not be construed as a prohibition on the charging of such fee, I ender alai. not ch.n ge fees <br /> that me expressly prohibited by this Sceurit) Instrument or by Applicable Law <br /> If the Loan is subject to a law which sets ma diinim 10311 charges, and that law is finalh interpreted so 'hat <br /> the interest 01 other loan cluug.is collected ot to be collected in eouneeumn with the Loan excerd the <br /> permitted limits, then (a) am such loan charge shall be reduced by the amount necessary to reduce the <br /> charge to the permitted limit, and (h) any sums atrrrd% collected from Borrower which exceeded permitted <br /> limits will be rel aided to Borrowei Lender may choose to make this refund by reducing the pnncipal owed <br /> under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will <br /> he treated as a partial prepayment without any prepayment charge (whether of not a prepayment ;.hang is <br /> provided for under the Note). Borrower's acceptance of any such refund made by direct payment to <br /> Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. <br /> 15. Notices.All notices kn en by Borrower or Lender in connection with tins Security Instrument must be in <br /> writing. An) notice to Borrower in connection with tins Security Instrument shall be deemed to have been <br /> given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if <br /> sent by other n112;111S Nut ice t'o am oric Borrower shalt constitute notice to all Borrowers unless Apptn.abic <br /> Law expressly requires otherwise. The notice address shall be the Property Address unless Bonower has <br /> NEBRASKA-Sir,le Family-Fannie Mae.'F'eddie Mac UNIFORM-NSTRUMENr Form 3023 1101 <br /> VhnP V VM W(NE)(11ir 00 <br /> TAL lters Kluwer Financial Sauces Page 1 917 <br />