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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />7J< <br />Tyler J Smith <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this iK2 of i*,434.4 r y <br />, by Tyler J Smith. <br />Witness my hand and notarial seal ataa/0 I4,/in said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />IDS, Inc. <br />Alr OOH. R O T H *Coma Apd7, � <br />- Witness - Witness <br />(Seal) (Seal) <br />- Borrower - Borrower <br />Notary Public Daniel Roth <br />201301460 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 13 of 13 <br />