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201301425 <br />H. That, as of the Modification Effective Date, notwithstanding any other provision of the <br />Loan Documents, I agree as follows: If all or any part of the Property or any interest <br />in it is sold or transferred without Lender's prior written consent, Lender may, at its <br />option, require immediate payment in full of all sums secured by the Mortgage. <br />However, Lender shall not exercise this option if state or federal law, rules or <br />regulations prohibits the exercise of such option as of the date of such sale or <br />transfer. If Lender exercises this option, Lender shall give me notice of acceleration. <br />The notice shall provide a period of not less than 30 days from the date the notice is <br />delivered or mailed within which I must pay all sums secured by the Mortgage. If I fail <br />to pay these sums prior to the expiration of this period, Lender may invoke any <br />remedies permitted by the Mortgage without further notice or demand on me. <br />That, as of the Modification Effective Date, I understand that the Lender will only <br />allow the transfer and assumption of the Loan, including this Agreement, to a <br />transferee or my property permitted under the Garn St. Germain Act, 12 U.S.C. <br />Section 1701j -3. A buyer or transferee of the Property will not be permitted, under <br />any circumstance, to assume the Loan. Except as noted herein. This Agreement <br />may not, under any circumstances, be assigned to, or assumed by, a buyer or <br />transferee of the Property. <br />J. That, as of the Modification Effective Date, if any provision in the Note or in any <br />addendum or amendment to the Note allowed for the assessment of a penalty for full <br />or partial prepayment of the Note, such provisions is null and void. <br />K. That, I will cooperate fully with Lender in obtaining any title endorsement(s), or similar <br />title insurance product(s), and /or subordination agreement(s) that are necessary or <br />required by the Lender's procedures to ensure that the modified mortgage Loan is in <br />the first lien position and /or is fully enforceable upon modification and that if, under <br />any circumstances and no withstanding anything else to the contrary in this <br />Agreement, the Lender does not receive such title endorsement(s), title insurance <br />product(s), and /or subordination agreement(s), then the terms of this Agreement will <br />not become effective on Modification Effective Date and the Agreement will be null <br />and void. <br />L. That I will execute such other documents as may be reasonably necessary to either <br />(i) consummate the terms and conditions of this Agreement; or (ii) correct the terms <br />and conditions of this Agreement if an error is detected after execution of this <br />Agreement. I understand that either a corrected Agreement or letter agreement <br />containing the correction will be provided to me for my signature. At Lender's option, <br />this Agreement will be void and of no legal effect upon notice of such error. If I elect <br />not to sign any such corrective documentation, the terms of the original Loan <br />Documents shall continue in full force and effect, such terms will not be modified by <br />this Agreement, and I will not be eligible for a modification under the Home Affordable <br />Modification Program. <br />M. That Lender will collect and record personal information, including, but not limited to, <br />my name, address, telephone number, social security number, credit score, income, <br />payment history, government monitoring information, and information about account <br />balances and activity. In addition, I understand and consent to the disclosures of my <br />personal information and the terms of the trial period plan and this Agreement by <br />Lender to (i) the U.S. Department of the Treasury, (ii)Fannie Mae and Freddie Mac in <br />connection with their responsibilities under the Home Affordability and Stability Plan; <br />(iii) any investor, insurer, guarantor or servicer that owns, insures, guarantees or <br />services my first lien or subordinate line (if applicable) mortgage loan(s); (iv) <br />companies that perform support services for the Home Affordable Modification <br />Program and the Second Lien Modification Program; and (v)any HUD certified <br />housing counselor. <br />N. That if any document related to the Loan Documents and /or this Agreement is lost, <br />misplaced, misstated, inaccurately reflects the true and correct terms and conditions <br />of the Loan as modified, or is otherwise missing, I will comply with the Lender's <br />request to execute, acknowledge, initial and deliver to the Lender any documentation <br />