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<br /> 7nGETHF.R WITH all thc improvements now or hercaftu erocted on Ihc pmpertY,tu►d�11 ea�fA�hi, ��,�nd
<br /> fixwres now on c�reafter a part af 1he property.All replaccmcnts and addldon�shall Ww ba cavctocl by Ihu Sec:urlty Inwvmet�G
<br /> All of the forcgoing is►efemd to in this Security Instrumcnt ua!hc"i'rtmcriy.' -
<br /> BORROWER COVENANTS thxt Borrowa ia lawfully ael�od pf tho eu�tc hctcby cnnveyed�nd h�u tho ri�ht w�rnnt�nd
<br /> convey the Propaty and that the Propexty is unsncumbered,except for encumbance.+ af roccxd. Borrowa w�rnu�u rnd will
<br /> defend genemlly 1he tide to ihe Pnopa�ty aganst al!claim��nd demandi,�ubJoct to�ny cocum�nu�cw af rorurd.
<br /> THIS SECURITY INSTRUMF.N'T combines uniform cavenents for natb:�a!uao�nd non•uniform covenanu wi�h limitcd
<br /> variations t,y jurisdiction to constiwte a uniform securily insirument covuing rca!propecty. �
<br /> UIVIF(7RM COVSNANTS.Borrowu and Le�dec cavenant�nd agree as lollowr.
<br /> 1.Payment of Princip�l�nd Iatereah Prepayment�nd L�te Ch�r�a, Barower ah�ll prompUy pty whcn due thc
<br /> p�incip�l of end lnterest on the debt evidenced by the Note�nd my prep�ym�nt and late churQes due unda�tho Not�o.
<br /> 2,I�ndi tor Tnxa and Insurance. Subjoct to applicat+b l�w or ta �writlen wuva by Lendcr, 8arrowa sh�U p�y W
<br /> L,enda on the dxy monthlY paYments�re due undu the Notc,undl the Note b pdd in full,�sum("Fw�dt")far. (�)yarly wcea
<br /> and asscssments which may attain prlority over this Securlty Inswment as r llen on the ProperlY�(b)Y��9���P�y��
<br /> ar�round rents on the ProPertY,if any:(c)Yearly hazard a prapatY insuranco premiumr(d)Yeuly tlood inwnr�oe pranium�.iE
<br /> an,y; (e)yeuly mortga�e insuranca pramiums,if any;end(� my suma pay�ble 6y Aorrower W l.ender,in�ccord�x wiih the
<br /> provlsions of paragraph 8, in li�u aF the paymcn�oF mong�e lnsurence premfum�.Theso items are cWed "Bicrow It�na,"
<br /> Lender may,at eny Nme,collect and hold Funds in an amount not to excood the mucirnum�mount a bnder far�fader�lly reWAd
<br /> nwrtgege loert mty mquira for Borruwer's ascrow eccount under Ihe fodenl Real Estau�Settlanent Procoduro� Act of 1974 a�
<br /> amended from time to dme,12 U.S.C.Section 2601 et sey, ("RESPA"),unles�aiathu kw Ihat�pplia W the Fw�seu w laxr
<br /> amounG lf so, �.endu may, at any time, colloct and hold Funds in an anaunt not W oxcoed tho k�fa Lnounl. Y.aKia may
<br /> esdm�te the prr►ount af Funds due on the basis of current deta end rearonabb estimMea of expp�dfwn�of fuWra F.�crow[tenu or
<br /> � otherwise(n accadance wlth upplicabb law.
<br /> 7be Funda eh�ll bc held In an insdwtion whose depo�iu ace insund by�foda�l aQency,inurumentWty,pr enGty(includln�
<br /> I.Gx1er� if I.a►da is such an insdtution) ar in eny Foderal Home Loan HuJc. I.ender thaU�pply 1he Fundi b py the F.i�crow
<br /> IWns.L.enda mty not chargo aarrowet for holding and applying thG Funds,mnwilly�nalyzin�tho e�crow�ocounl,cx veritYin�
<br /> the F.�cxow I�ems,unless Lu►der pays Bom�wa interest on the Funds and�pplic�bb!�w pem�i�l.eeder b m�i�e wch 1 ch�e.
<br /> Howrover. l.enda may roquire Borrowa to pay a one-tjme chage fa�n indepaident rcal G�ule tea reQoHin� �acvko used by
<br /> Lenda in connection with this k�an,unlesa ppplicabk l�w provldes oU�awbo. Unleie�n�reemont b m�de ar�ppUabb law
<br /> coqui�es intaeat to be pnid�L,ender shall not be requirod w p�y Barowa�ny inlaea or orrninp on the Funds.garrowa��nd
<br /> � La�da msy�ra in writing,howevu�thet interest shall be paid on the Fund�.Y.end�x shW�ive b BarroMar,�vitlqut ah�r�e,an
<br /> � �u��w�i ii:i;iru�wiY�i ine Funda,sn�wing cicdiis.ano debiis to ine i�unds snd iha purpae fa w�bicn ach debit w�wno��t
<br /> mde.The Funda m pledged at addldonal exudty far all�ums tecured by thh Security ln�humait
<br /> If the Funda heW by L,ec�dar wccood tho emonnts pormiqed w be held by pplic�ble yw,La�da�IWI�000unt b Sanow�ar ta
<br /> tho acess Funds in�ccordance aith the'requ9rements of epplic�bk lww.If tho�rrwunt of tha Fwid�held by i,a�der K�y time u
<br /> na�ufficient w py the Escbow Items when due,L,ender.may so naity Barower in writin�,��in wcli c�e Ba�ow�er�all p�
<br /> l0 LdIGEt 111C YOOIUI�IICCt�Yi1[y w uw�icv u}i u�o YYll�.l41w�• �.^..':r::•,� o1�T11 tnaitE UO 1�f0��CIOIICr �II DO 1110(0�WI lM"O�VO
<br /> IYW1lthly p�YI11Mli�At I.Cfl(ICt'9 9010 diSCtEtI0t1.
<br /> Upon pyment in fuU of all nwns secured by this Security Instnuna�t,La�der stwll pmmptlY refund b Bomnwar oy Fund�
<br /> hekf by L,aider.If� under p�raQreph 21,Lenda stull acquira a se11 the Propaty�L,eiider�Prior a tba acqui�itlon a �le d d�e
<br /> 'Propaiy� sbW �ppty �ny Funds held by Lenda�t the time of acquisidon a aab aa�ccedit yptinrt d�e aunt �ecured by d�b
<br /> Sacurity In�truma�G
<br /> 3.Appdattioe of P�ymeub. Unka��pplicabk law providea othuwiec,ell p�yma�q rxdved by L�aKkr under pr�p�pia
<br /> 1 and 2 ahdl be q�ptiai: fust,w anY P�F�Y�c chiugrs due undex the Nae: aocond�co�mounta p�y�bb undor p�r�aph 2;
<br /> third,lo intereat due:[ourth,to princip4l due;and 1ait,to eny lau chargw due under Ihe Note.
<br /> 4.Char�a;L{em. Borrowa slWl py �11 tane�� aaxasn�ts, CFIi�W�fina and impoaltions ktribuqbte a the Aroporty
<br /> which m�y�in pdoriry over d�is Socuriry Inaaumene,aid le�ehoW peymaits a ground rents�if any.Borroaae�hW pay diae
<br /> nblip,,atiau in the manner provldat in p�sgnph 2.or it not p�ld!n that maru�r, Barower aha11 pay dkm on time dinealy 10 the
<br /> paaon owed paymen4 aorrowa ah�ll pramptly fumish to La►der aU notias of�wunts oo bo pdd tmdar this p�aph. If
<br /> Borrorvci m�icw theae paymer�ts direcdy�Bomcwa phall prumptly fumith to Lenda roceipts evida�cin�the p�ya�ean.
<br /> Borrower shell prompUy tlilschscge any lia�which ha�priafty ova this Socurity Inatrumait wdea Baroner:(R)qreet it►
<br /> Mridng oo the payment of the obligapon secwrod by the 1kn in�me►ner accx�bb to L�encler;(b)co�oe�ta in�ood faW tl�e liea
<br /> bY, a dotend� againu enforcern�r�t of tlie lien in, kgal proceadings which in the Lenda'a opinion opaa�o b peveot Ibe
<br /> enforcar�er�t o�the lien;or(c)securee from th�holdu of the lien an s�roement�tlsfactory to L,e�der wbordinatin� da 1bn ep
<br /> thit 5ecuriry InstrutnenG If I.eader deta�mltKS that any part of Ihe Propaty ia subject W a lien which may�tuin prlority ovar d�M
<br /> Socurity Inurument,Lenda m�y give Horrowu a nodce identifying the lieo.Horrowu sheU aaa�t'y the lia�a take one cx more
<br /> ot the�ctioas set tath Above within 10 dayg of the giving of noticce.
<br /> Forn�i0l�N�0
<br /> �•�R(NEk�s�si.o� P■p•so�• i�Mkw; .
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