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<br /> , � �`�� • TOGE7HER WRH atl the tr�q►ravemeMS naw or hereaRsr ereetad an ttfe pmperty. and aU easements. e�puRenances. •
<br /> � " fi�Qteres mm�r or Rereaft�a paR of ffie prop�ty.AI�reAta�tnent�and add'Nons sha0 atso Ea covered Dy thEs 3ecufity lnstrument.
<br /> ' M of tAe toregofrr�Is reterted to in this SewrUy tnsQumerrt ss the'Propedy.' '
<br /> � SORROVifBi COVENANTS that 8ortower is IawtuII�t se�zed af the estate h�eby comeyed and has the dght W grar►t end
<br /> �' ` convey ttie PrcpertY and thax the RropertY ts unenwrnbered. mteeAt tor enam�brances of ceeord. 8ortower wamants and wID
<br /> `,�.,, , '• ` Eetend geners4y the We to ths P►vpe�ty agaU�st aQ�atms end demands.auDjeet to any enaumbrances ot►eeord.
<br /> � � THt9 SECUlitiY INSIRUMENT camh(nes uN[orm cwenanta br nattonal use end nonunHocm eovenents witt� Ifmited ��.,�.
<br /> � r`� variattan9 6y juri�cdon to eonsUlute�unifortn securfll►Inahumant cavedng ceal PraAerty►• .
<br /> " tliVIFOAM CCVENANTe. Borrowe anQ L�dm oovennnt end a�ee as bUowa
<br /> � " 1.p a y m e�t t o f P r i n c i p a!and Inte�ca� P�e paymet�t end Lata Cherg�a Borrower enau promptty vay►when
<br /> �e the prtnoipnl of and tMetest an the debt evtdenced by the Note and eny prepaymeM end iate charges ttue und�tAe NoW. ;�s: �
<br /> � 2. Funds t or Tmces an d t n s u r a n c o.S u b j e e t t o e P P fl r a h!8 f a�"o r c o a m t t c e n waNer b y Lender.Borrmrra ahau PBY
<br /> . ` r���t;. to Lender on the day n+msrthN PaY+n� �e d ue un dv t ha No t e,u n t fl t h e t Vote is patd in fu0.a sum('Funda')tor. (a)Y�N � •
<br /> V�""`°-"�� �ces and asseasments wtUch may attain pdor[ty over this Seaui�f �es 8 Uen on the FroPertY• (bI Y�M leasehold - _
<br /> - . . - payme�s or ground ce+rts on the Properry.B any: (c)YeartY h�ard or prop�rty U►surence premiurms' i�Yea►N ftood Insuranee
<br /> � . Premiums.H any. (e)YeazN mortgage insurance premiums.N any,and(�eny sums payabte by Borrower W Lendet[n aceorQanee
<br /> ' - witl� the pravisbns oi para�aPh 8. tn Geu of the paymert of mortgaSe Insuranee ptQmlums. ?hese items are exlted 'Esaow
<br /> `.�., _ ^,..;' kems.' l�der c�y.at e►ry ttm� colieef end hotd Funds 6n an amawd not to mceeed tha maxtmum ama�mt a tertder tor a
<br /> . . � tedera0y cefated mortga3e toan mall��fnr Qarrowds esuaw accaunt under the iederal P.ea1 Esffite 8ettlement Proced:tres �
<br /> . Act of t9T4 as em�ded iram Ume to Uma 12 U.3.C.�2601 et seq- !'RESPA7. untess anather law that eAPties to the Funds ',,k ,,:
<br /> � • sets a Iesser emn�t H so. L.e�d�maY��l►�.+�IIeet and hotd Funds In an emourrt not to mceeed ffie lesser amrnmt
<br /> � lend�maY�'.��e amourtt of Funds due on the Dasis of am$nt d�snd reasonshta esGrt�oi e�end�ue.s of Miue ,
<br /> _ Escaow ft�ts9 0*aS:�nr"ss fn accotdance with eppficabte Iaw. - " -
<br /> :,.: aaw
<br /> � � The Fur�s:`�a[I be hdd in an insE�tion whose deposits are Nsured by a federal agenayl.insVumer�Cdy.or eMiry Mr1ud'ing � t.: :
<br /> � ``� lender,H L�Ts such an Inst�tNon) or in erry Federal Home Lnat� Bank. Lender shaD e?P�ll the Funds to pay the Eserow �.
<br /> , " %� itarts.Len�r may not charge Borrower for hosding and epDtytn9 the Funds.annuaIIy ana[yl�Ing the esaow aecount�or veritying °
<br /> . : the Esaow ft�ns. unless Lender pays Bortower Grterest on ffie Funds end appQcable law permfts Lender to make sucf► a .;�.. .
<br /> • ' ��`�:5. oharge. Hawever. L�d� may requhe Bortow�to pay a one4lme eharge fir an IndepenQ�t real estatB tax re.porHng senriee _ `�
<br /> used bY LQnder tn connecUon witt� this toan. unless ePi�Qcahte taw pro�ides othenvise. UntESS en a�eement is made ar
<br /> .. appIImbts taw requhes triterest to 6e psfd.L.ender shaU nat 6e required to paf►Bortawer e�l►�or eamings on the Funds. ,
<br /> ,-. Botvower and Lender may a�ee tn wrRtng� haweuei thst b�+�-t sha11 be pald on the Eunds. Lender sheD gtve to Borrow� - -
<br /> ---- ��—�,'�,,`, withaut charg�an annual eecouMtng at the Funds. shawing�end debRs to the Funds end the pinpase tor whteh eacR _ .
<br /> � � � ' debit to the Funds was made. The Funds�e ptedged es ad d�lo n a l s e e u�f l y l tor aU sums seeured by the Se�eurity fnsUumenf.
<br />. rM�": : N ffie Funds hetd by Lendv mwead the amourds pertn�ted to be h�d try apOQca61e taw L�der sha0 secoutn to Bonowe.r , _
<br />; . .;�.;.� ..j• Por the excess Funds tn axordance wttN the�equirenents ot aPPIIwbta law.tt the amourrt ot the WnEs held by l�der at atry .:�`.
<br />- Ume ls nat s►�a�t to pay the Escrow items when dua lender may so notity Botrawer fi writlng,and,tn sueh case Berrawer
<br /> . .. .;�':: sha11 pay to t.�d�tAe amount�e�r!►to amlce up the deftrde�cy. 8otrower shaD malaa np the deftcieicy fi no more than _
<br /> �:,�'�:,':�,;.. : tweNe morrthfy PalR►���at Lsndds sofe disc�etlon. s•�..
<br /> Upon payme.nt(n tu0 of e0 sums seuuad bY this Sea�tY(nsuum�t Lend�shaU prompSY r�md to Bortower any►Funds
<br /> .� .-' ,.. , hetd bY Lender. B�und�h�d�+Y�ndr.�at the Bn[e ot�a Scqu;st�an o Dsaie�es a credt agaL�st tha�sums�s�eaaed by this �,
<br /> "'::�:<;,:� •: ; ProAerty►shaO�aPPA►�!f �Y .
<br /> .,,�< .:.,-�- :::: Secu�tY InstrumeM.
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<br /> • '`:,.� •.. S. Appli�atio� � PBymenta Untess aAAQcabte laar Provldes oth�++vls� eD DaYn►� received bl► tende► under �[.�;
<br /> � para�aphs 1 end 2 sha11 be applfe� firs�to enY P�A���h��e under the Nate;second.to amourds payable under ;,,�.
<br /> paia�pfi$thitd.to trrterest due:tou�t�+.ta prtndPai du�end last to anY tate charges duo under the Nate. :
<br /> [`y;.
<br /> - , � 4. ChSr$e5 L[@tls. Bortawer shaQ pay a0 taxes, ass�. chatges� ftn� end (rt�OSiffans attributeble to th@ .,.,,
<br /> "� � ' Pr+oDerty►whteb may atmin pdorRy over this Secu�(ty Inshument.end tPasehotd paymems or ground re�nts. (f any. Borrower sha3 , .f..
<br /> .� � ' PaY these o6QgaUons(n the manner Provlded tn paTa�raph 2.or H not petd tn that rtmnnw. 8orrowe►sl�a0 pay them on t6ne .�i�-�-
<br /> . • dfrec@y to the person owed paymem. Borrowe►sha9 promptlS►fumish to Lender eD noUcea o f e��ouMs to ba paid urtder this s�,,��;,.
<br /> . . , paragraph. If Bortower makes these payments �reetyl. Bortawer shell promptly► tum(sh to Lenda receipts evidencing the �.i?�
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<br /> . . � . _;, �gorrowa sha0 prompty discharge arry Ben whieh has pdodty over this Sew�ty InstrumeM un�ss Bmrower: (a)apees Tn �L:_
<br />.. Ii�by o det��ds aga6tst�nforc�eme t of hre 6en In,legal procee�nS9.whi�chP�=the�l�defs eAtN nnoperate go preverrt the ��.�
<br /> ��f��
<br /> '�;'�. enforcement of the Ilen: or(o)serures irom the hoider o1 tfie Qen sn a�eemeM satlstactory to Lender subordtna"ang tl�e 6en to _ --
<br /> . • - this Seeurity InsfrumenL H lender determines thffi eny►P���e�opeAy Is subJeet to e Uen which rt�y attak�RcSOritY over thts _
<br /> ... :.'�� . �. '�`:;•' Security Cnsbumem.Lende►maY Sive Borrower e notlee fdentH�Mg�e Qen.Borrower sha�satisty trte Uen or take one or more of ��....
<br /> `,. . t;�.;; the ec@or�set for@�ebova withln 10 days of the fl�9 0?notica �`':';`=
<br /> ' S.Hazetrd or Property Insurance.Bmrower sha11 keep t ha I m yroveme rt t s n a w exisUn g or hereafter erected on the .
<br />- � . .. ProAeriy insured a�inst losa by ftre� hamrds incdcded wfthin the term'e�dended eaverage• end eny other har�rds. inchiding �;:,".
<br /> ' � " 4aods or ftooding,tor which Lender requires tnsuranee. This(nsurar;ce sha0 Ee�Ined Tn the amounts and tor the periods
<br />- that LettQer re�irea The Insurance canler provl�ng the Insuranee ahall ba ehosen by Botrower subject to LendeYs epprovai .
<br /> � � whlch sha11 not be unreasonaby wRhheid. I1 Borrewer faits to maURaln cove�aSe desamed above, Lenda m�y�at Lender's ' .^''
<br />- ' option.obtain coverage m protect Lendda dghta in the Propertf►In aecardance with paragrapfl 7.
<br /> � " M tnsu�anc�poQdes and renewais sha0 6e acceptable to Lender and shaU Indude e slandard moRgaga cisuse.Lender •.•
<br /> � s6a0 hava the d�t to hotd the poUctes and�ewata If Lender requUes.Bortower shall promytly glva to Lender eD reee�Dts oi .
<br />- • . � paid praniums and tenewal no9ces. tn the eve.nt e4[css.Barrawer she0 give prompt noUce to the[nsuranee c�,v6zr and Lender. 's>.'
<br /> ' �:t. � �
<br /> • lender may make pmot of toss H aot made promp�Ey Sortower.
<br /> - : Uatess Lender and Borrawer othenvise a�eB in writing�(nsaras�ae Proceeda aha0 be eppAed to resWratt�an or repaU of the �. ,,
<br /> ,�;:',.;;. i�iODerty►damaSed,B the restaratbn or repaU is economfcaity t�sL�and Lendera seaurlty ia not tessened.N the restoBtlo»ar
<br />- � � . �epatr�not economicairy teasible or LenQer's searRy wouid be t�sened the tnsuranae praceeds shall be appfled to the sums .
<br /> ,,,'' ' seared 6y this SecurEly Instrumartl.whether or not Us� Que.wtth�y excess pald to Botrower. It Borravrer abanQona the
<br /> � � ,� Pmperty, or does r.ct�r.sw�within 30 days e nc�x L�cm Lender that the tnsivanee eartier has oftered to s�da a ciaim,then �•: .•
<br />- �'�k Cenda may coUeet�o fisurence proeeeds. LenQa�7I use the pmceed9 to repalr or restore the Pto��+or to pay sums
<br /> - �' ' ' �' ' '; sewre0 t�y thls Sea..�tiy instrument,whether or not then due. The 30�day pedod wDi begln when the notice is�ien.
<br />=,'�,� . •,:��i��,� I��s Lender and Boaower otherwise e�ee In wriUng, any appOcaUon of proceeds to pdncip� shaA not eMend or
<br /> � postpo'0 the due date o1 the monthty payments referted to in p�rapaPfis 1 and 2 or change the amount of the paymer►4s. �!
<br /> i i.: .
<br />'� � �• unQa para�aph 21 the Property is acquUed by Lender, BoROwes's dght to�..ry insurance par�es end proceeds resulHn9�,�ec►
<br /> T�• " damage to the Property pdor to tha aequisition sha0 pess to Lender to ths eCenl of the sn:ns by thts Sec�rity testn.:c;�1
<br />_;�..;� imme�ately pdor to ti�acquisitlon. �
<br /> � � 6. Occupancy, Presen►atton. ll�lalntenance and Pratectlon ot tho PropeRy; B��nrer'9 La�an •
<br /> - � , Qppl�cati0n; L088AhOld9.Bnrtawer shall occupy,estabtlsh,and use the PropeKy as Bortowera princfpal cestdenee withln , ,.
<br /> sGGy days eRer the executlan o1 this Se�vNry tnstument end shaA contlnue to occupy the Properry as Bortower's prlrtcfCai
<br /> , • resldence 1or at least one year afte►1he deie o1 oceupan�y,untess LenQer otherwise agrees in aniNng.which consent aha,'I�at
<br /> - " be unreasonaby wtthhetd,or unfess e�Renuating t9rraimstances�lst whleh sre beyond BorrowePs control. 8ortower shall not
<br />� • . destroy. damage or lmpatr the Property,eVow the?roperiy to deteHorato.or eommtt waste on the Property.8orrawer shall be in .
<br /> • detautt N any toAefture actlon or proeeeding. whether e1v'd or edminaf,ts begun that in lender's goad ta�h judgmer►t cautd resuft
<br />-^ in toAeiture of the Properry or atherwise matefleUyl impelr the iien aeated Ey this Sewrity(nshumerit or Lertde�'s secu�ity Interest
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