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201301354 <br /> DEED OF TRUST <br /> (Continued) Page 10 <br /> Indebtedness. <br /> Guaranty. The word "Guaranty" means the guaranty from Guarantor to Lender, Including without limitation a <br /> guaranty of all or part of the Note. <br /> Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their quantity, <br /> concentration or physical, chemical or infectious characteristics, may cause or pose a present or potential hazard <br /> to human health or the environment when improperly used, treated, stored, disposed of, generated, manufactured, <br /> transported or otherwise handled. The words "Hazardous Substances" are used in their very broadest sense and <br /> include without limitation any and all hazardous or toxic substances, materials or waste as defined by or listed <br /> under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum and <br /> petroleum by-products or any fraction thereof and asbestos. <br /> Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, <br /> mobile homes affixed on the Real Property, facilities, additions, replacements and other construction on the Real <br /> Property. <br /> Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses <br /> payable under the Note or Related Documents, together with all renewals of, extensions of, modifications of, <br /> consolidations of and substitutions for the Note or Related Documents and any amounts expended or advanced by <br /> Lender to discharge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's <br /> obligations under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust. <br /> Specifically, without limitation, Indebtedness includes all amounts that may be indirectly secured by the <br /> Cross-Collateralization provision of this Deed of Trust, <br /> Lender. The word"Lender" means CrossFirst Bank, its successors and assigns. <br /> Note, The word "Note" means the promissory note dated January 18, 2013, in the original principal amount of <br /> $4,500,000.00 from Borrower to Lender, together with all renewals of, extensions of, modifications of <br /> refinancings of consolidations of, and substitutions for the promissory note or agremeent. <br /> Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal <br /> property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; <br /> together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any of such <br /> property; and together with all proceeds lincluding without limitation all insurance proceeds and refunds of <br /> premiums) from any sale or other disposition of the Property. <br /> Property. The word "Property" means collectively the Real Property and the Personal Property. <br /> Real Property. The words "Real Property" mean the real property, Interests and rights, as further described in this <br /> Deed of Trust. <br /> Related Documents, The words "Related Documents" mean all promissory notes, credit agreements, loan <br /> agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security <br /> deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter <br /> existing, executed In connection with the Indebtedness. <br /> Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and <br /> other benefits derived from the Property. <br /> Trustee. The word "Trustee" means First American Title Company, whose address is 1 First American Way, Santa <br /> Ana, CA 92707 and any substitute or successor trustees. <br /> Trustor. The word "Trustor" means Grand Island Bickford Cottage, L.L.C.. <br /> TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND TRUSTOR <br /> AGREES TO ITS TERMS, <br />