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201301304 <br /> 19. APPLICABLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, <br /> except to the extent required by the laws of the jurisdiction where the Property is located, and applicable <br /> federal laws and regulations. <br /> 20. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and <br /> supplement and amend the terms of this Security Instrument. <br /> [Check all applicable boxes] <br /> ❑ Assignment of Leases and Rents ❑ Other <br /> 21. ❑ CONSTRUCTION LOAN.This Security Instrument is a construction security interest which secures an <br /> obligation incurred for the construction of an improvement on the Property. <br /> 22. ❑ ADDITIONAL TERMS. <br /> SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security <br /> Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the <br /> date stated on page 1. <br /> (Signature) (Date) (Signature) (Date) <br /> Thomas G Stearley g Debra J Stearley y, <br /> ACKNOWLEDGMENT: <br /> STATE OF NE COUNTY OF Hall } ss. <br /> °°clue°°) This instrument was acknowledged before me this ist day of February 2013 <br /> by Thomas G Stearley a married.person, Debra J S;ea ley a married Gerson <br /> My commission expires: November 07, 2014 iy,", <br /> (No ry Publ c) <br /> Sherry Stueve <br /> A GE ROTARY-Slat el Nebraska <br /> It SHERRY STUMM <br /> i 0..90m ktv Cmtsu n Bp.Nov.7,2014 <br /> Scanty Instrument-Open-End-Consumer-NE CCP-REDT-NE 7;2;2011 <br /> VMS a0 5amkers Systems.' VMP-C4651NE1 11107?.D0 <br /> Wolters Kluwer Financial Services 01994,2011 Page 6 of 6 <br />